HDFC personal loan, Interest Rate and EMI Calculator June 2017

 

(Updated on 21.06.17) HDFC Bank Personal Loan June 2017 –  Get Instant Quick & Easy Approval on HDFC Bank Personal Loan. Loansninsurances.com provide a simple tool to calculate your Personal Loan EMI on the basis of ✓ Eligibility ✓ Interest Rate ✓ Loan Amount ✓ Repayment Tenure & more.

HDFC Personal Loan– Quick, Easy & Instant Approval Online

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HDFC Bank Personal Loan

HDFC Bank offers Personal Loan for every customer’s financial requirement. HDFC Personal Loan is the most preferred one for its highly competitive Personal Loan Interest Rates, tempting offerings, reasonable processing fees, Zero hidden charges, instant approval, quick disbursal and lots more.

HDFC bank came up with most unique HDFC Personal Loan Diva’, a tailor-made Personal Loan exclusively for women who are empowered, enlightened and enterprising. HDFC Personal Loan Eligibility Calculator is the effective tool to calculate your eligibility and can have a clear idea about your perfect personal loan. Pay a nominal premium and secure the needs of your loved ones with a Personal Accident cover of up to Rs. 8Lacs and a Critical Illness cover of up to Rs. 1 Lac on availing a personal loan.

HDFC Home loan is one of the leading home loans in India bringing a smile to thousands lakhs people by helping them buy/build/renovate/expand their dream house/flat.

HDFC Personal Loan Interest Rate

Interest Rate Salaried – 15.75% to 20%
Processing fee range Up to 2.50% of the loan amount subject to a minimum of Rs. 1,000/- & Maximum of Rs. 25000/- for Salaried Person
Loan Amount 25 lacs maximum
Tenure 1 year to 5 years

HDFC Personal Loan EMI Calculator

HDFC Bank Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan EMI within seconds.
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HDFC Personal Loan Eligibility

  • HDFC personal loan is exclusively for salaried doctors, CAs, employees of private limited companies, employees from public sector undertakings including central, state and local bodies.

  • Applicants earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Bangalore, Chennai, Hyderabad, Pune, Calcutta, Ahmedabad, Cochin) can avail this loan. 

  • The minimum age of the applicant should be 21 years at the time of application

  • The maximum age of the applicant should not be above 60 years at the time of loan maturity.

  • HDFC Personal Loan Diva offers: Pre-approved Personal Loan of Rs 3 lac / HDFC bank has more than 100 Diva offers across premium brands and products.

HDFC Personal Loan Documents Required

The list of documents required for HDFC personal loan are given below:

  • Proof of identity: Copy of passport/voter ID card/driving license 

  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport

  • Last 3 months bank statement/6 months bank passbook

  • Latest salary slip/ current dated salary certificate with the latest Form 16.

  • Documentation for HDFC Bank personal loan varies from individual to individual.

HDFC Personal Loan Prepayment

  • HDFC Personal Loan prepayment for salaried individuals 

                     13-24 Months – 4% of Principal Outstanding,
                     25-36 Months – 3% of Principal Outstanding
                     Above 36 Months – 2% of Principal Outstanding

  • No pre-payment permitted until repayment of 12 EMIs.

HDFC Personal Loan FAQs

Q1) What is the maximum loan tenure of HDFC personal loan?

The maximum loan tenure of HDFC personal loan is 60 months.

Q2) Can an applicant choose between fixed or floating interest rate?

Yes, an applicant has the option to avail HDFC personal loan with either a fixed interest rate or floating rate.

Q3) Does the borrower has the option to prepay the loan amount?

Yes, the borrower has the option to prepay HDFC personal loan amount without any prepayment penalty.

Q4) Do an applicant needs to provide security to apply for HDFC personal loan?

No security is required to apply for HDFC personal loan.

HDFC Bank Latest News

(21.06.17) HDFC Bank is giving shape to its digital visionCountry head of digital banking at HDFC Bank “Nitin Chugh” said HDFC Bank is giving shape to its digital vision in a number of ways. Aiming to be the bank has been gearing itself up digitally for the past few years. The objective, according to Chugh, is to provide services, interfaces and products in a manner that the customer can hotel bookings, for instance. (Sources: livemint)

Loan Amount Tenure Interest Rate Loan EMI
₹ 1,50,000.00 36 months (3 years) 16.25% ₹ 5,292

YEARLY & MONTHLY CALCULATED VALUES FOR HDFC BANK PERSONAL LOAN AMOUNT OF Rs. 1,50,000 @ INTEREST RATE OF 16.25% FOR 3 YEARS (36 MONTHS)

Note : Values calculated on 01.03.17

Year Principal Amount (X) Interest Amount (Y) Principal & Interest Amount (X+Y) Outstanding Amount
2016 ₹ 42,180 ₹ 21,325 ₹ 63,505 ₹ 1,07,820
January ₹ 3,261 ₹ 2,031 ₹ 5,292 ₹ 1,46,739
February ₹ 3,305 ₹ 1,987 ₹ 5,292 ₹ 1,43,434
March ₹ 3,350 ₹ 1,942 ₹ 5,292 ₹ 1,40,084
April ₹ 3,395 ₹ 1,897 ₹ 5,292 ₹ 1,36,689
May ₹ 3,441 ₹ 1,851 ₹ 5,292 ₹ 1,33,248
June ₹ 3,488 ₹ 1,804 ₹ 5,292 ₹ 1,29,761
July ₹ 3,535 ₹ 1,757 ₹ 5,292 ₹ 1,26,226
August ₹ 3,583 ₹ 1,709 ₹ 5,292 ₹ 1,22,643
September ₹ 3,631 ₹ 1,661 ₹ 5,292 ₹ 1,19,012
October ₹ 3,680 ₹ 1,612 ₹ 5,292 ₹ 1,15,331
November ₹ 3,730 ₹ 1,562 ₹ 5,292 ₹ 1,11,601
December ₹ 3,781 ₹ 1,511 ₹ 5,292 ₹ 1,07,820
2017 ₹ 49,569 ₹ 13,936 ₹ 63,505 ₹ 58,251
January ₹ 3,832 ₹ 1,460 ₹ 5,292 ₹ 1,03,988
February ₹ 3,884 ₹ 1,408 ₹ 5,292 ₹ 1,00,104
March ₹ 3,937 ₹ 1,356 ₹ 5,292 ₹ 96,167
April ₹ 3,990 ₹ 1,302 ₹ 5,292 ₹ 92,178
May ₹ 4,044 ₹ 1,248 ₹ 5,292 ₹ 88,134
June ₹ 4,099 ₹ 1,193 ₹ 5,292 ₹ 84,035
July ₹ 4,154 ₹ 1,138 ₹ 5,292 ₹ 79,881
August ₹ 4,210 ₹ 1,082 ₹ 5,292 ₹ 75,671
September ₹ 4,267 ₹ 1,025 ₹ 5,292 ₹ 71,403
October ₹ 4,325 ₹ 967 ₹ 5,292 ₹ 67,078
November ₹ 4,384 ₹ 908 ₹ 5,292 ₹ 62,694
December ₹ 4,443 ₹ 849 ₹ 5,292 ₹ 58,251
         
2018 ₹ 58,251 ₹ 5,254 ₹ 63,505 ₹ 0
January ₹ 4,503 ₹ 789 ₹ 5,292 ₹ 53,748
February ₹ 4,564 ₹ 728 ₹ 5,292 ₹ 49,184
March ₹ 4,626 ₹ 666 ₹ 5,292 ₹ 44,558
April ₹ 4,689 ₹ 603 ₹ 5,292 ₹ 39,869
May ₹ 4,752 ₹ 540 ₹ 5,292 ₹ 35,117
June ₹ 4,817 ₹ 476 ₹ 5,292 ₹ 30,300
July ₹ 4,882 ₹ 410 ₹ 5,292 ₹ 25,419
August ₹ 4,948 ₹ 344 ₹ 5,292 ₹ 20,471
September ₹ 5,015 ₹ 277 ₹ 5,292 ₹ 15,456
October ₹ 5,083 ₹ 209 ₹ 5,292 ₹ 10,373
November ₹ 5,152 ₹ 140 ₹ 5,292 ₹ 5,221
December ₹ 5,221 ₹ 71 ₹ 5,292 ₹ 0
HDFC BANK PERSONAL LOAN BRANCHES IN NEW DELHI/NCR
Contact Address IFSC Code MICR Code
Hdfc Bank Ltd 40 Community Centre Zamaroodpur New Delhi Delhi 110048 HDFC0004108 110240386
Hdfc Bank Ltd Ramnath House Yusuf Sarai Complex, New Delhi – 110029 HDFC0001664 110240214
C-1/14 A,Yamuna Vihar, New Delhi – 110053 HDFC0000395 110240061
Hdfc Bank Ltd C-192, Vivek Vihar, New Delhi – 110092 HDFC0001672 110240203
B-6, Vishal Enclave, Near Raja Garden, New Delhi – 110018 HDFC0000933 110240124
Hdfc Bank Ltd 5 Community Centre Basant Lok Vasant Vihar Delhi Delhi 110057 HDFC0004029 110240427
Hdfc Bank Ltd Grnd Flr C 1 5 Rama Park Uttam Nagar Main Najafgarh Rd Dwarka More New Delhi – 110059 HDFC0003756 110240393
Hdfc Bank Ltd Wz G 1 161 Ground Floor Uttam Nagar Main Road New Delhi Delhi 110059 HDFC0004110 110240403
Gr Floor G 83 Vikas Marg Preet Vihar, New Delhi – 110092 HDFC0001561 110240183
Hdfc Bank Ltd499 Kohat Enclave, Pitampura, New Delhi – 110034 HDFC0001442 110240174
Hdfc Bank Ltdshop No.11, Parliament Street, New Delhi – 110001 HDFC0001659 110240211
A 337Meera Bagh (Outer Ring Road, )Paschim Vihar, New Delhi – 110063 HDFC0001564 110240191
Hdfc Bank Ltd Ground Floor R 21 B Main Road Palam Delhi Delhi 110045 HDFC0004345 110240425
Property No 16/10164Padam Singh Road, Karol Bagh, New Delhi – 110005 HDFC0001317 110240147
B – 5, Ashoka Niketan Main Roadnear, Vivek Vihar, New Delhi – 110092 HDFC0000193 110240026
D-1, Shopping Centre No 2, Vasant Vihar, New Delhi – 110 057 HDFC0000011 110240002
G-4, Ground Floorsurya Kiran Bldg 19, Kasturba Gandhi Marg, New Delhi 110 001 HDFC0000003 110240001
Plot No. F-3/6, Krishna Nagar Delhi – 110051 HDFC0000709 110240114
G 1 And 2,Ashish Corporate Tower,Plot No. 18, Community Centre, Karkardooma, Delhi – 110092 HDFC0000481 110240073
CC 31 ,Kalkaji,New Delhi – 110019 HDFC0000271 110240032
B-10, Gujranwala Town Part Iring Road, New Delhi – 110009 HDFC0000247 110240031
M-44, Greater Kailash-Ii Marketgreater Kailash Ii, New Delhi – 110 048 HDFC0000027 110240005
Aggarwal Central Plaza, Plot No 11, Sector 5, Dwarka, New Delhi – 110075 HDFC0000249 110240030
H-69,Outer Circle,Connaught Circus, New Delhi – 110001 HDFC0000313 110240045
UG-10, 11 & 12, Bhikaji Cama Place New Delhi New Delhi 110029 HDFC0000678 110240104
B-3/2,Ashok Vihar, Phase-Ii, New Delhi – 110052 HDFC0000287 110240039

HDFC BANK PERSONAL LOAN TRENDS JUNE 2017

User searches for HDFC Personal Loan Rate Of Interest 2016 up +70% in past week – 30.01.2017
User searches for HDFC Personal Loan Eligibility Check up +170% in past week – 27.02.2017
User searches for HDFC Personal Loan Contact Number up +50% in past week – 27.03.2017
User searches for HDFC Personal Loan Customer Care Toll Free Number up +40% in past week – 30.04.2017
User searches for HDFC Personal Loan Eligibility Check up +120% in past week – 27.05.2017