Fullerton India Personal Loan, Interest Rate and EMI Calculator December 2017

 

(Updated on 06.12.2017) Fullerton India Personal Loan – Apply & Get low Interest Rate from Fullerton India. Calculate your Personal Loan EMI, Eligibility, Documents & Processing Fee.

Fullerton India Personal Loan Interest Rate

Interest Rate

19.50% onwards

Processing fee range

6.5% of the loan amount

Loan Amount

Max. 20 Lakhs for salaried individuals

Max. 30 Lakhs for self-employed individuals

Tenure

1 year to 4 years

Fullerton India Personal Loan – Quick, Easy & Instant Approval Online

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Fullerton India Personal Loan

Fullerton Personal Loan is the unique and widely favoured personal loan among borrowers to fund their critical financial crisis at any point of time. Fullerton Personal Loan has been craftily designed at the best in class rate of interest to meet personal or family expenses, for purchase of consumer durable, gold/gold ornaments,travels expenses, medical treatments, etc. Fullerton Personal Loan Eligibility Calculator helps you to know your personal loan eligibility at the quickest & effective way.

Fullerton Personal Loan features

  • No need to hypothecate any assets to avail a Personal Loan from Fullerton India.

  • High Loan amount: Rs. 20 Lakhs for salaried individuals and Rs. 30 Lakhs for self-employed individuals.

  • Most competitive interest rates: Personal loan @19.50%.

  • Easy Loan Application Process: Get your loan approved within a few working hours.

  • Most simplified documentation.

  • Simple and flexible ranges of personal loan.

  • Foreclosure facility available at lowest charges.

Fullerton India Personal Loan EMI Calculator

Fullerton India Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Fullerton Personal Loan EMI Calculation Table

Personal Loan Amount (Rs)

Interest Rate(% p.a.)

Loan Tenure

(yrs)

Monthly Installment (EMI)

Total Interest Amount

Total amt. (principal+Interest)

5,00,000

19.50

1

46,198

54,372

5,54,372

5,00,000

19.50

2

25,326

1,07,823

6,07,823

5,00,000

19.50

3

18,455

1,64,368

6,64,368

5,00,000

19.50

4

15,082

2,23,950

7,23,950

Fullerton India Personal Loan Amortization Table

Year

Principal

Interest

Balance Amount

1

91,365

89,619

4,08,635

2

1,10,863

70,121

2,97,772

3

1,34,521

46,463

1,63,251

4

1,63,493

17,756

0

Fullerton India Personal Loan Eligibility

  • Fullerton Personal Loan is available for salaried individuals as well as self-employed individuals.

  • Minimum age should be 21 years

  • Maximum age at personal loan maturity should be 60 years or retirement age whichever is earlier.

  • Other terms & conditions are also applicable.

Fullerton India Personal Loan Documents Required

For Salaried Individuals

  • Application form with a recent photograph.

  • Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card).

  • Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License).

  • Age proof (PAN Card, Passport, any other certificate from a statutory authority).

  • Bank Statements (Bank statement / Bank Passbook for last 6 months) OR Last 3 months salary slip

  • Form 16, Income Tax Returns for last 3 years, Processing fee cheque.

For Self-employed Individuals

  • Application form with a recent photograph.

  • Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card).

  • Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License).

  • Age proof (PAN Card, Passport, any other certificate from a statutory authority).

  • Proof of business existence.

  • Bank Statements (Bank statement / Bank Passbook for last 6 months).

  • Profit and loss statement for last 3 years.

  • Balance sheet for last 3 years.

  • Income Tax Returns for last 3 years (for self and business) duly certified by a CA.

Fullerton India Personal Loan Prepayments

Foreclosure Charges

Personal Loan Salaried

Personal Loan Self- Employed

Within 6 months of loan disbursal

7%

7%

Within 7 months to 17 months from disbursement date

7%

7%

Within 18 months to 23 months from disbursement date

5%

5%

Within 24 months to 35 months from disbursement date

3%

3%

After 36 months of loan disbursement

Nil

 Nil

Fullerton Personal Loan FAQs

Q1) What is the maximum loan tenure of Fullerton personal loan?

The maximum loan tenure of Fullerton personal loan is 60 months.

Q2) Can an applicant choose between fixed or floating interest rate?

Yes, an applicant has the option to avail Fullerton personal loan with either a fixed interest rate or floating rate.

Q3) Does the borrower has the option to prepay the loan amount?

Yes, the borrower has the option to prepay Fullerton personal loan amount without any prepayment penalty.

Q4) Do an applicant needs to provide security to apply for Fullerton personal loan?

No security is required to apply for Fullerton personal loan.