Bank of Baroda (BOB) Home Loan, Interest Rate and EMI Calculator Online


(Updated on 03.02.2017) Bank of Baroda (BOB) Home Loan Eligibility Calculator FEB 2017 Get Instant Quick & Easy Approval on BOB Home Loan. provide a simple tool to calculate your Home Loan EMI on the basis of✓Interest Rate✓Loan Tenure✓Processing Fee✓Eligibility✓Best Offers & more.

       *** Bank of Baroda home loan can be availed at 8.35% ***

Bank Of Baroda Home Loan – Get Instant Quotes Online

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All loans are on sole discretion on the respective banks

Bank Of Baroda Home Loan

Bank of Baroda has extensive home loan products to offer its customers at attractive rates of interest. Bank of Baroda home loan can be availed at 8.35%, the lowest interest rate ever offered on a home loan in the home loans market. Bank Of Baroda has varied and unmatched home loan products such as Normal Home Loan, Home Loan to NRIs and PIOs; Home Improvement Loan and Baroda Home Loan Advantage. Check your Home Loan Eligibility with BOB Home Loan Eligibility Products and avail your home loan with an advantage of EMIs payment through the customer’s linked savings account in BOB branch. Customers taking BOB home loan can avail Free Personal Accident Insurance for a stipulated tenure.

Bank of Baroda Personal Loan can be availed at feasible rates of interest to finance your expenses at the need of the hour.

Bank of Baroda Home Loan Interest Rates


Rates of Interest


One year MCLR to One year MCLR +1.00%

Baroda Home Loan Advantage

Up to Rs 75.00 Lacs: Normal Home Loan Rate Above Rs 75.00 Lacs: 0.25% over Normal Home Loan Rate

Baroda CRE Home Loan

0.25% over Normal Home Loan Rate

Baroda CRE Home Loan (Advantage)

Up to Rs 75 Lacs: 0.25% over Normal Home Loan Rate
Above Rs 75 Lacs: 0.50% over Normal Home Loan Rate

Baroda Additional Assured Advance (AAA)

One year MCLR + Strategic Premium + 1.50%

Bank of Baroda Home Loan EMI Calculator

Bank of Baroda Home Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Bank of Baroda Home Loan Types

1) Baroda Home Improvement Loan

  • Loan available for repairs / renovation / improvement / extension of the existing house.

  • Loan available for purchase of furniture / fixtures / furnishing / other gadgets such as fans, geysers, air conditioners etc. required, to existing housing loan borrower or New borrowers

  • Maximum Loan Rs.50 lacs

  • Repayment Period: Maximum 15 years

2) Baroda Pre-Approved Home Loan

  • Baroda Pre-Approved Home Loan provides in-principle approval for a Home Loan prior to identification of a specific house/flat/plot by a genuine Home Loan applicant.

  • Processing Charges: Rs.7, 500/- + Service Tax (upfront and Non -refundable)

  • The in-principle approval shall be valid for 4 months from the date of issue.

3) Baroda Home Loans to NRIs/PIOs

  • A loan product tailor-made for NRI / PIO needs

  • Non-Resident Indians (NRIs) holding Indian passport or Persons of Indian origin (PIOs) holding a foreign passport, singly or jointly.

  • Must have a minimum gross annual income equivalent to Rs. Five lacs per annum

  • Must be employed/self-employed or having a business unit and staying abroad at least for 2 years.

Bank Of Baroda home loan Eligibility

  • Minimum age should be 21 years

  • For salaried individuals & others

  • Loan amount varies according to Net Monthly Income

  • Other eligibilities will also be taken into account

Bank Of Baroda home loan Documents Required

  • Duly filled in application form with photograph

  • Identity proof and residence proof

  • Processing fee cheque, latest 3 months bank statement

  • Latest salary slip & current dated salary certificate with the latest Form 16 for salaried persons.

  • Latest Bank statement and Latest ITR or Form 16 for self-employed professionals

  • Other documents may also require as per parameters set by the banks.

Bank Of Baroda Home Loan Prepayments: There are no prepayment charges for foreclosure of loan

Bank Of Baroda Home Loan Application

Bank Of Baroda home loan can be applied through . Please log into registration page of the website and enter the required details and submit the requisite documents online.

Bank Of Baroda MCLR Rate Feb 2017

MCLR rate w.e.f from 07.01.2017

MCLR MCLR in (%)
Overnight MCLR


1 Month MCLR


3 Month MCLR


6 Month MCLR


1 year MCLR


3 years MCLR


5 years MCLR


Bank Of Baroda Home Loan FAQs

Q1) Who can avail home loan from Bank of Baroda?

A person can avail a home loan from Bank of Baroda to construct or purchase a house or extend his/her existing house if he or she is minimum 21 years old and employed or self-employed with regular income.

Q2) Do Bank Of Baroda give any housing loan product for NRIs?

Yes, Bank Of Baroda has housing loan product for NRIs which is called Baroda Home Loans to NRIs or PIOs.

Q3) Can an applicant prepay the loan ahead of schedule?

Yes, an applicant can prepay the loan ahead of schedule either in part or in full.

Q4) What is the maximum tenure of Bank of Baroda home loan?

Bank of Baroda home loan can be availed up to a maximum tenure of 30 years.


Bank of Baroda cut its base rate by 25 basis points (bps) to 9.65% from 9.90% – 30.10.2015
Contact Address IFSC Code MICR Code
75/138, Nehru Enclave,Alipur,Delhi 110036 BARB0ALIDEL 110012147
Anadnagar Branch,100 Ft Sanjay Sachin Rd, Opp Sima Hall Shaymal Raw,Ahmedabad,380051 BARB0VASANT 110012031
Asafali Rd, Jeevan Vikas Bhawan, 30/31 A, Asafali Rd, N. Delhi-110002 BARB0ASAFAL 110012009
B-3, Connaught Place, N. Delhi-110001 BARB0CONNAU 110012013
Bhikaji Cama Branch,Ug Ansal Chambers 1 Bhikaiji Cama Place,New Delhi,110066 BARB0BHICKA 110012034
Khasra No.760, Main Road, Opp.Neelkanth Apartments, Delhi – 110 084. BARB0BURARI 110012125
Chanakyapuri Branch,Yashwant Place, Ndmc Shopping Complex, Chanakyapuri,New Delhi,110021 BARB0CHANAK 110012012
856, Mohan Mansion, Chandni Chowk, Delhi- 110006 BARB0CHANDN 110012002
3830, Lal Kothi, Pataudi House Rd., Delhi110002 BARB0DARYAG 110012015
Defence Colo Branch,A-8, Dda Office Cum Shopping Complex, Defence Colony,New Delhi,110024 BARB0SOUTHE 110012016
C-14,Dilshad Colony, Dilshad Garden, Delhi – 110 095 BARB0DILSHA 110012112
855 Ground Floor Dr Mukharjee Nagar Delhi 110009 BARB0MUKDEL 110012137
Plot 1, Mlu, Pocket-6 1St Fl, Sector 12 Vardhaman Prasad Plaza, Dwarka Delhi 110075 BARB0DAWARK 110012095
Plot No. 10&11,Local Shopping Centre,Opp. Prince Apartment,I.P. Extension,Patparganj,Delhi- 110092 BARB0IPEDEL 110012145
9 12 Main Road,Kailash Nagar,Delhi-110031 BARB0GANDEL NA
Hari Nagar New Delhi Gl20 Jail Road Hari Nagar New Delhi 110058 BARB0HARINA NA
48 Narela Road,Ist Floor,Bawana,Delhi-110039 BARB0BAWANA NA
Khasra No 347 Property No 520 Bhajanpura East Delhi Delhi 110053 BARB0BHAJDE NA