(Updated on 02.01.2017) Bank of Baroda (BOB) Home Loan Eligibility Calculator JAN 2017 – Get Instant Quick & Easy Approval on BOB Home Loan. Loansninsurances.com provide a simple tool to calculate your Home Loan EMI on the basis of✓Interest Rate✓Loan Tenure✓Processing Fee✓Eligibility✓Best Offers & more.
BANK OF BARODA HOME LOAN – GET INSTANT QUOTES ONLINE
Bank Of Baroda Home Loan
Bank of Baroda has extensive home loan products to offer its customers at attractive rates of interest. Bank of Baroda home loan can be used for several home based purposes. Bank Of Baroda has varied and unmatched home loan products such as Normal Home Loan, Home Loan to NRIs and PIOs; Home Improvement Loan and Baroda Home Loan Advantage. Check your Home Loan Eligibility with BOB Home Loan Eligibility Products and avail your home loan with an advantage of EMIs payment through the customer’s linked savings account in BOB branch. Customer taking BOB home loan can avail Free Personal Accident Insurance for a stipulated tenure.
Bank of Baroda Personal Loan can be availed at feasible rates of interest to finance your expenses at the need of the hour.
Bank of Baroda Home Loan Interest Rates
|Interest Rate||One Year MCLR|
|Processing fee range||0.5%- 0.25% of the Loan Amount|
|Loan Amount||Rs 100 lacs in Rural/ Semi urban & Rs 300 lacs in Urban/ Metro area|
Bank of Baroda Home Loan EMI Calculator
Bank of Baroda Home Loan EMI Calculator
|Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Bank of Baroda Home Loan Types
1) Baroda Home Improvement Loan
Loan available for repairs / renovation / improvement / extension of the existing house.
Loan available for purchase of furniture / fixtures / furnishing / other gadgets such as fans, geysers, air conditioners etc. required, to existing housing loan borrower or New borrowers
Maximum Loan Rs.50 lacs
Repayment Period: Maximum 15 years
2) Baroda Pre-Approved Home Loan
Baroda Pre Approved Home Loan provides in-principle approval for a Home Loan prior to identification of a specific house/flat/plot by a genuine Home Loan applicant.
Processing Charges: Rs.7, 500/- + Service Tax (upfront and Non -refundable)
The in-principle approval shall be valid for 4 months from the date of issue.
3) Baroda Home Loans to NRIs/PIOs
A loan product tailor-made for NRI / PIO needs
Non-Resident Indians (NRIs) holding Indian passport or Persons of Indian origin (PIOs) holding foreign passport, singly or jointly.
Must have minimum gross annual income equivalent to Rs. Five lacs per annum
Must be employed/self-employed or having a business unit and staying abroad at least for 2 years.
Bank Of Baroda home loan Eligibility
Minimum age should be of 21 years
For salaried individuals & others
Loan amount varies according to Net Montly Income
Other eligibilities will also be taken into account
Bank Of Baroda home loan Documents Required
Duly filled in application form with photograph
Identity proof and residence proof
Processing fee cheque, latest 3 months bank statement
Latest salary slip & current dated salary certificate with the latest Form 16 for salaried persons.
Latest Bank statement and Latest ITR or Form 16 for self-employed professionals
Other documents may also required as per parameters set by the banks.
Bank Of Baroda Home Loan Prepayments: There are no prepayment charges for foreclosure of loan
Bank Of Baroda Home Loan Application
Bank Of Baroda home loan can be applied through loansninsurances.com . Please log into registration page of the website and enter the required details and submit the requisite documents online .
Bank Of Baroda MCLR Rate January 2017
MCLR rate w.e.f from 07.01.2017
|MCLR||MCLR in (%)|
|1 Month MCLR||
|3 Month MCLR||
|6 Month MCLR||
|1 year MCLR||
|3 year MCLR||
|5 year MCLR||
Bank Of Baroda Home Loan FAQs
Q1) Who can avail home loan from Bank of Baroda?
A person can avail for home loan from Bank of Baroda to construct or purchase a house or extend his existing house , if he or she is minimum of 21 years and employed or self employed with regular income.
Q2) Do Bank Of Baroda give any housing loan product for NRIs?
Yes, Bank Of Baroda has housing loan product for NRIs which is called Baroda Home Loans to NRIs or PIOs.
Q3) Can an applicant prepay the loan ahead of schedule?
Yes, an applicant can prepay the loan ahead of schedule either in part or in full.
Q4) What is the maximum tenure of Bank of Baroda home loan?
Bank of Baroda home loan can be availed upto a maximum tenure of 30 years.
USER SEARCH QUERIES ON BANK OF BARODA HOME LOAN JANUARY 2017
|BANK OF BARODA HOME LOAN BRANCHES IN DELHI|
|Contact Address||IFSC Code||MICR Code|
|75/138, Nehru Enclave,Alipur,Delhi 110036||BARB0ALIDEL||110012147|
|Anadnagar Branch,100 Ft Sanjay Sachin Rd, Opp Sima Hall Shaymal Raw,Ahmedabad,380051||BARB0VASANT||110012031|
|Asafali Rd, Jeevan Vikas Bhawan, 30/31 A, Asafali Rd, N. Delhi-110002||BARB0ASAFAL||110012009|
|B-3, Connaught Place, N. Delhi-110001||BARB0CONNAU||110012013|
|Bhikaji Cama Branch,Ug Ansal Chambers 1 Bhikaiji Cama Place,New Delhi,110066||BARB0BHICKA||110012034|
|Khasra No.760, Main Road, Opp.Neelkanth Apartments, Delhi – 110 084.||BARB0BURARI||110012125|
|Chanakyapuri Branch,Yashwant Place, Ndmc Shopping Complex, Chanakyapuri,New Delhi,110021||BARB0CHANAK||110012012|
|856, Mohan Mansion, Chandni Chowk, Delhi- 110006||BARB0CHANDN||110012002|
|3830, Lal Kothi, Pataudi House Rd., Delhi110002||BARB0DARYAG||110012015|
|Defence Colo Branch,A-8, Dda Office Cum Shopping Complex, Defence Colony,New Delhi,110024||BARB0SOUTHE||110012016|
|C-14,Dilshad Colony, Dilshad Garden, Delhi – 110 095||BARB0DILSHA||110012112|
|855 Ground Floor Dr Mukharjee Nagar Delhi 110009||BARB0MUKDEL||110012137|
|Plot 1, Mlu, Pocket-6 1St Fl, Sector 12 Vardhaman Prasad Plaza, Dwarka Delhi 110075||BARB0DAWARK||110012095|
|Plot No. 10&11,Local Shopping Centre,Opp. Prince Apartment,I.P. Extension,Patparganj,Delhi- 110092||BARB0IPEDEL||110012145|
|9 12 Main Road,Kailash Nagar,Delhi-110031||BARB0GANDEL||NA|
|Hari Nagar New Delhi Gl20 Jail Road Hari Nagar New Delhi 110058||BARB0HARINA||NA|
|48 Narela Road,Ist Floor,Bawana,Delhi-110039||BARB0BAWANA||NA|
|Khasra No 347 Property No 520 Bhajanpura East Delhi Delhi 110053||BARB0BHAJDE||NA|