Bandhan Bank Loan Schemes – Eligibility, Interest Rate, Apply Online

 

(Updated on 01.11.2017) Bandhan Bank Loan – Click to Apply Bandhan Bank Home Loan, Two Wheeler Loan, Loan Against Property. Get Lowest Interest Rate, Eligibility, Documents, Processing Fee.

Marginal Cost of Funds Based Lending Rates (MCLR) effective from October 10,2017

Tenor MCLR %
Overnight 9.94%
1 months 9.94%
3 months 9.96%
6 months 9.97%
1 year 10.25%
2 years 10.65%
3 years 10.83%

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Bandhan Bank Loan Schemes

Bandhan bank, headquartered in Kolkata provides facility of personal loans to meet your requirement like home loan, Two wheeler loan & loan against property. The bank operates through 840 Branches. Bandhan Bank has its own 2444 Door step Service Centres (DSCs) across the Country.

TYPES OF BANDHAN BANK LOAN

Bandhan Bank offers various types of loans, For Ex. Small Enterprise loan, Micro loans, Agri loans, MSME loans. In terms of Retail loans, it provides the loan mentioned below :

Bandhan Bank Home Loan

Bandhan Bank offers a range of Home Loan services for the customers which are as follows :-

  • Purchase of new or resale of residential property.
  • Self – Construction on one’s own land.
  • Loan can be availed for repair & renovation.
  • Top – up & Balance transfer loan are available.
  • Extension of property loan.

Facility of Non – life & life Insurance is also available.

ELIGIBILITY FOR HOME LOAN

  • Salaried person(s)
  • Self employed professional & Non – professionals

Processing fees is 1% of the loan amount plus taxes applicable.

  • Minimum of ₹5000 /- will be charged as processing fees with applicable taxes.

Easy Repayment mode to repay in equated monthly installments through standing instruction or Electronic Clearing System facility.

Base Interest Rate is 12%

AGE LIMIT

  • Minimum age of the borrower should be 23 years & above.
  • Maximum age should be 65 years or retirement age (whichever is earlier)

DOCUMENTS REQUIRED

  • Valid ID Proof which includes – Copy of passport, Voter ID card, Driving license.
  • Address Proof – Adhaar Card,Copy of Ration Card, Telephone or Electricity Bill, Passport.
  • KYC (as per bank norms)
  • Age Proof – Birth Certificate.
  • Income Documents.
  • Statement of the operative bank accounts for last 6 months.
  • Repayment track record of existing loans.
  • Details of property proposed to be purchased or constructed.

Bandhan Bank Loan Against Property 

Bandhan Bank loan against property comes with door step assistance to help you through the loan – processing period.

Facility to avail Non – life & life insurance is available.

ELIGIBILITY

Salaried person(s)

Self employed professionals & Non – professional can apply.

Processing fees is 1% of the loan amount plus the applicable taxes. Minimum of ₹ 5000 /- plus taxes will be charged.

Base Interest rate is 12%

Bandhan Bank Two Wheeler Loan 

With Bandhan Bank, One can get loan on two wheeler also with convenient repayment mode (via Monthly Instalments) over 3 years.

Customers can get Maximum finance on the on – road price of two wheeler with faster disbursement.

ELIGIBILITY

The two wheeler loan facility is available for Salaries professionals & Non – professionals.

Processing fees is 3% of the loan amount plus taxes as applicable with documentation charges of ₹ 500 (Taxes as applicable)

Base Interest of 12% is applicable

Customers can avail Non – Life & Life Insurance options through exclusive tie up with insurance companies.