Axis Bank Personal Loan, Interest Rate and EMI Calculator October 2017

 

(Updated on 04.10.2017) Axis Bank Personal Loan – Get Attractive Interest Rates From Axis Bank. Apply & Calculate Axis Bank Personal Loan EMI with Eligibility & Documents.

 AXIS BANK PERSONAL LOAN – QUICK, EASY & INSTANT APPROVAL ONLINE

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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Axis Bank Personal Loan

Axis Bank Personal Loan is the unique and widely favoured personal loan among borrowers to fund their critical financial crisis at any point in time. You can easily fund your dream vacation, child’s education, home renovation or wedding, etc. in your family with Axis Bank Personal Loan at Best in Class Rate of Interest. Axis Bank Personal Loan Eligibility Calculator helps you to know your eligibility for a personal loan at the quickest way. Personal Loans at higher rates can be transferred to Axis Bank with the Balance transfer facility.

Axis Bank Home Loan can also be availed at an affordable and flexible rate of interest that can turn your dream of owning a home into reality.

Axis Bank Personal Loan Interest Rate

Interest Rate Lie in the range of 15.50% to 24%
Processing Charges 1.50% to 2.00% + service tax as applicable
Loan Tenure From 1 Year to 5 Year
Loan Amount Minimum – Rs. 50,000 to Maximum – Rs. 15,00,000
Cheque Bounce Charges Rs.500 per cheque bounce + Service Tax as applicable
Cheque / Instrument Swap Charges Rs.500 per instance + Service Tax as applicable
Prepayment or Foreclosure Charges NIL

Latest News About Axis Bank

(27.07.17) Axis Bank buys Freecharge from Snapdeal for Rs 385 crore in all-cash deal – The board of Axis Bank has entered into a share purchase agreement with Jaspers Infotech Private Limited which runs Snapdeal to buy 100 percent stake in its payments subsidiary Freecharge in an all-cash deal worth Rs 385 crore, Axis Bank informed the BSE in a statement. Freecharge had raised close to USD 116 million before it got acquired by Snapdeal. The new entity is likely to absorb the 200-250 odd employees of the Freecharge.(Sources: Moneycontrol)

(26.07.17) Axis Bank posts 16% fall in Q1 net profit – The country’s third-biggest private sector lender by assets, reported a lesser than expected fall in first-quarter net profit as its bad loan additions slowed. Net profit was down 16 per cent at Rs 1,306 crore for the three months ended June 30, Axis Bank said on Tuesday.(Sources: Times of India)

(10.07.17) Axis Bank In Talks To Acquire Freecharge For $100 Mn – Axis Bank is reportedly in talks to acquire mobile wallet FreeCharge. A recent report states that the acquisition could fetch $100 Mn (INR 625 Cr) for parent company Jasper.(Sources: INC42)

Axis Bank Personal Loan EMI Calculator

Axis Bank Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan EMI within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Axis Bank Personal Loan Eligibility

  • For salaried Doctors, employees of selected MNCs, Public and Private limited companies, Government sector employees, Public Sector Undertakings and Central & Local bodies.

  • Applicant should be of 21 years

  • Maximum age of the applicant at loan maturity should be 60 years.

  • Minimum net monthly income should of Rs. 15,000/-

  • The maximum loan available is Rs.15 lacs.

  • Offers personal loans only at the given location and the eligibility for a personal loan would be based on TIER LOCATION (Bangalore, Chennai, Delhi, Mumbai, Hyderabad, Gurgaon, Noida, Ghaziabad, Faridabad, Pune, Ahmedabad, Kolkata & other locations).

Axis Bank Personal Loan Documents Required

  • Application form /Photograph

  • Age proof /ID proof/Residence proof

  • Income proof /Bank statement

  • Signature verification proof.

Post Sanction / Pre-Disbursement Documents Requirement

  • Duly signed in Loan Agreement

  • Standing Instruction (SI) Request / ECS Form / Post Date Cheques (PDCs). Security Cheques required for SI and ECS.

  • Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers Documentary proofs required may vary from customer to customer.

Axis Bank Personal Loan Prepayments

  • NIL pre-closure and pre-payment charges.

  • Default Interest rate @ 24.00% per annum

  • Other charges are also applicable as per bank’s guidelines.

Axis Bank Personal Loan FAQs

Axis Bank will take 30 working days from the date of receipt of the application provided the application is complete in all respects. The counting of 30 days will start from the day on which the customer have submitted all the documents required for a proper appraisal of the application.

At Axis Bank, you can get a Personal Loan from Rs. 50,000 to Rs. 15 lakhs. The factors which decides a loan amount are your personal loan requirement and eligibility, your income and your repayment capacity.

Do I need to pay processing fees for an Axis Bank Personal Loan?

The processing fees for Axis Bank Personal Loan ranges between 1.5% to 2% of the loan amount plus service tax as applicable.

How do I foreclose my Personal Loan? Will there be any charge for the foreclosure?

Currently, Axis Bank levies no charge for pre-closure of a Personal Loan account.

Is it possible to make part-prepayment towards my Axis Bank Personal Loan? 

Yes, you can make a part-prepayment towards your Personal Loan at your nearest Axis Bank Loan Center. Currently, Axis Bank levies no charge for part prepayment.

YEARLY & MONTHLY CALCULATED VALUES FOR AXIS BANK PERSONAL LOAN AMOUNT OF Rs. 3,75,000 @ INTEREST RATE OF 15.50% FOR 3 YEARS (36 MONTHS)

Note : Values calculated on 01.03.17

Year Principal Amount (X) Interest Amount (Y) Principal & Interest Amount (X+Y) Outstanding Amount
2016 ₹ 1,06,316 ₹ 50,782 ₹ 1,57,098 ₹ 2,68,684
January ₹ 8,248 ₹ 4,844 ₹ 13,092 ₹ 3,66,752
February ₹ 8,354 ₹ 4,737 ₹ 13,092 ₹ 3,58,398
March ₹ 8,462 ₹ 4,629 ₹ 13,092 ₹ 3,49,936
April ₹ 8,572 ₹ 4,520 ₹ 13,092 ₹ 3,41,364
May ₹ 8,682 ₹ 4,409 ₹ 13,092 ₹ 3,32,682
June ₹ 8,794 ₹ 4,297 ₹ 13,092 ₹ 3,23,888
July ₹ 8,908 ₹ 4,184 ₹ 13,092 ₹ 3,14,980
August ₹ 9,023 ₹ 4,068 ₹ 13,092 ₹ 3,05,957
September ₹ 9,140 ₹ 3,952 ₹ 13,092 ₹ 2,96,817
October ₹ 9,258 ₹ 3,834 ₹ 13,092 ₹ 2,87,560
November ₹ 9,377 ₹ 3,714 ₹ 13,092 ₹ 2,78,182
December ₹ 9,498 ₹ 3,593 ₹ 13,092 ₹ 2,68,684
2017 ₹ 1,24,018 ₹ 33,080 ₹ 1,57,098 ₹ 1,44,666
January ₹ 9,621 ₹ 3,471 ₹ 13,092 ₹ 2,59,063
February ₹ 9,745 ₹ 3,346 ₹ 13,092 ₹ 2,49,318
March ₹ 9,871 ₹ 3,220 ₹ 13,092 ₹ 2,39,447
April ₹ 9,999 ₹ 3,093 ₹ 13,092 ₹ 2,29,448
May ₹ 10,128 ₹ 2,964 ₹ 13,092 ₹ 2,19,320
June ₹ 10,259 ₹ 2,833 ₹ 13,092 ₹ 2,09,062
July ₹ 10,391 ₹ 2,700 ₹ 13,092 ₹ 1,98,670
August ₹ 10,525 ₹ 2,566 ₹ 13,092 ₹ 1,88,145
September ₹ 10,661 ₹ 2,430 ₹ 13,092 ₹ 1,77,484
October ₹ 10,799 ₹ 2,292 ₹ 13,092 ₹ 1,66,685
November ₹ 10,938 ₹ 2,153 ₹ 13,092 ₹ 1,55,746
December ₹ 11,080 ₹ 2,012 ₹ 13,092 ₹ 1,44,666
2018 ₹ 1,44,666 ₹ 12,432 ₹ 1,57,098 ₹ 0
January ₹ 11,223 ₹ 1,869 ₹ 13,092 ₹ 1,33,444
February ₹ 11,368 ₹ 1,724 ₹ 13,092 ₹ 1,22,076
March ₹ 11,515 ₹ 1,577 ₹ 13,092 ₹ 1,10,561
April ₹ 11,663 ₹ 1,428 ₹ 13,092 ₹ 98,898
May ₹ 11,814 ₹ 1,277 ₹ 13,092 ₹ 87,083
June ₹ 11,967 ₹ 1,125 ₹ 13,092 ₹ 75,117
July ₹ 12,121 ₹ 970 ₹ 13,092 ₹ 62,996
August ₹ 12,278 ₹ 814 ₹ 13,092 ₹ 50,718
September ₹ 12,436 ₹ 655 ₹ 13,092 ₹ 38,281
October ₹ 12,597 ₹ 494 ₹ 13,092 ₹ 25,684
November ₹ 12,760 ₹ 332 ₹ 13,092 ₹ 12,925
December ₹ 12,925 ₹ 167 ₹ 13,092 ₹ 0
AXIS BANK BRANCHES IN DELHI/NCR
Contact Address IFSC Code MICR Code
Ground Floor & First Floor, C1/12A, Yamuna Vihar, New Delhi-110053 UTIB0001145 110211088
Ground Floor And Basement, Cottage No. 11,West Patel Nagar, New Delhi,Pin 110008 UTIB0001890 110211131
A-101 Wazirpur Group Industrial Area Delhi- 110052 UTIB0SIPSB1 110255002
Ground & First Floor, 1/62, Vishwas Nagar, Shahdara, New Delhi, Pin 110032 UTIB0002454 110211152
Axis Bank, J-3 Vikaspuri New Delhi UTIB0000079 110211012
WZ-G-1/262, Block G-1 Uttam Nagar, Main Nazafgarh Road New Delhi 110 059 UTIB0000696 110211058
Tilak Nagar, Nazafgarh Road, New Delhi 110 018 UTIB0000589 110211049
4/3(8750), Ist Floor (Near Jindal Hotel) D.B.Gupta Road, Paharganj, New Delhi-110055 UTIB0STCCB1 110094268
A-13, Swasthya Vihar, Vikas Marg, Delhi 110092 UTIB0000055 110211010
Ground Floor And Basement, E-2/241 A & E-2/242 B, Main Road, Shastri Nagar, Opp To Metro Pillar No 169, New Delhi – 110052 UTIB0001810 110211125
Plot No.1, Amar Bhavan, 11433 G.T. Karnal Road, Shakti Nagar, New Delhi 110007 UTIB0000054 110211009
Ground Floor And First Floor, Parsvnath Shahdara Metro Tower Opp. Shahadara Metro Station, Shahdara, Delhi , Pin 110032 UTIB0000884 110211071
C/O. Shadley Public School, Press Colony G-8 Area, Opp. Rajouri Apartments Rajouri Garden, New Delhi 110 027 UTIB0000786 110211068
Ground Floor And Basement Plot No. 104, Pocket 27, Sector 24, Rohini, New Delhi, Pin 110085 UTIB0001655 110211119
Ground Floor,Sai International, Plot No. 37,Sector 12B, Dwarka,Delhi,Pin 110078 UTIB0002173 110211143
Ground Floor, Rz-G-1, Dev Kunj, Raj Nagar Part – Ii, Sector -7, Dwarka, New Delhi-110077 UTIB0001601 110211112
Axis Bank, E-146, Saket, New Delhi 110017 UTIB0000160 110211020
Ground Floor, First Floor & Basement, Plot No.7, Block -6&7, Local Shopping Complex, Safdarjung Enclave, New Delhi , Pin 110029 UTIB0001358 110211096
AXIS BANK BRANCHES IN MUMBAI
Contact Address IFSC Code MICR Code
Ram Hajare Marg, Tagore Nagar,Vikroli (E), Mumbai-400083 UTIB0SSSB05 400082429
151, Sangali Sahakr Bhavan, S K Bole Road, Dadar (W), Mumbai-400028 UTIB0SSSB01 400082343
Lokmanya Pan Bazar Khetwadi, 2Nd Lane Girgaum, Mumbai – 400004 UTIB0SSSB02 400082342
Nutan Shopping Center, Station Road,Govandi (East), Mumbai – 400088 UTIB0SSSB03 400082344
Highway View, Kurar Village, Near Shantaram Talav, Malad (E),Mumbai- 400097 UTIB0SSSB04 400082345
Sealord Chs, Saibaba Nagar, Ram Nagar, Borivali (W), Mumbai, Maharashtra,Pin 400092 UTIB0001699 400211114
Ground Floor, Swapnalok 312, Ramnarayan Narkar Marg, Pant Nagar, Ghatkopar East State: Maharashtra UTIB0002493 400211138
Ground Floor Vivarea Complex Sane Guruji Marg Mumbai Maharashtra Pin 400011 UTIB0002623 400211143
G.D.Somani Memorial School,625, G.D.Somani Marg,Cuffe Parade,Colaba,Mumbai- 400 005 UTIB0E00004 NA
Axsi House, 4Th Floor Bombay Deying Mill Compund, Pandurang Budhkar Marg, Worli – 400025 UTIB0001579 NA
Grfr Mazzanine Rkford House Cs No 2928 Bhuleshwar 438 444 Pb Marg Mumbai UTIB0002622 400211144
Ambika Tower Co-Op Housing Society Ltd.,Shop No. 5,6,7 & 8, Rajmata Jijabai Road,Mogra Pump House, Andheri (East),Mumbai, Maharashtra, Pin 400 069 UTIB0001531 400211095
AXIS BANK BRANCHES IN PUNE
Contact Address IFSC Code MICR Code
Bhuleshwar Market, Building No. 2 , Pune-Solapur Road , Taluka Daund , Yewat, Dist. Pune, Maharashtra , Pin 412214 UTIB0000872 411211016
Spandanshowroomno 1 No 1171 Popular Nagar Opp Maimangeshkar Hosp Pune Pin 411058 UTIB0002652 411211039
Plot No 75/2/2-B ,Building No -Y Sacred Heart Town Wanawadi UTIB0000110 411211006
Ground Floor,G O Square, Survey No.249(P),240(P),251(P), Hinjewadi Road,Wakad,Pune, Maharashtra,Pin 411057 UTIB0001893 411211031
Shop No6 Ground Floor Mhada Complex Phule Nagar Alandi Road Vishrantwadi Pune411001 UTIB0002774 411211042
Ground Floor, Lalwani House,Plot No. 79, Viman Nagar,Pune, Maharashtra , Pin 411014 UTIB0001032 411211018
Omkar Plaza Grnd Flr Plot No Gp 77 G Block Midc Nr Thermax Chowk Pimpri Chinchwad Pune 411019 UTIB0002762 411211041
Shop No. 1 & 2, Shrinathji Building, Chakan Road, Talegaon,Pune-410 507 UTIB0002137 411211036
Senate, S.No. 118A Jaidev Nagar, Sinhagad Road, Parvati, Pune, Maharashtra Pin 411030 UTIB0000828 411211014
Hotel Suraj Executive, Old Pune-Nagar Highway, Shirur Pune-412 210 UTIB0002094 412211025
Bandal Complex, Shikrapur Tehsil Shirur, Dist. Pune Maharashtra , Pin 412208 UTIB0000862 411211017
Basement,Plot:75/2/2B,Building:Y Sacred Heart Town, Wanwadi, 411040 UTIB0000239 411211001
A C College Of Commerce, Jalpaiguri Pune Satara Road, Sahakar Nagar,411009 UTIB0000350 411211011
Gr. & 1St Floor,Sai Capital Senapati Bapat Marg, Pune UTIB0000315 411211009
Ground Floor, Ivory Towers, Prabhat Road, Pune-411004 UTIB0001877 411211029
Ground Floor, Venture, Bhusari Colony, Survey No.94/4, Plot No-5/2+6, Paud Road,Kothrud, Pune-411029 UTIB0001894 411211030
Shop No G 16 And 17 Lonavala Square Mall M G Road Near Kumar Resort Lonavala Pune 410401 UTIB0002773 410211001
Ground Floor And Basement,Dhankawade Patil House,Survey No. 20/2, Pune Satara Road,Pune, Maharashtra , Pin 411043. UTIB0001168 411211021
Ground Floor, Ganga Estate,Marunje Road , Hinjewadi,Dist. Pune, Maharashtra , Pin 411057 UTIB0001034 411211019
Ashoka Galaxy, Plot No 1, Galaxy Society Dhole Patil Road, Bundgarden UTIB0000073 411211003