(Updated on 05.10.2018) Axis Bank Personal Loan – Get Attractive Interest Rates From Axis Bank. Apply & Calculate Axis Bank Personal Loan EMI with Eligibility & Documents.
AXIS BANK PERSONAL LOAN – QUICK, EASY & INSTANT APPROVAL ONLINE
Axis Bank Personal Loan
Axis Bank Personal Loan is the unique and widely favoured personal loan among borrowers to fund their critical financial crisis at any point in time. You can easily fund your dream vacation, child’s education, home renovation or wedding, etc. in your family with Axis Bank Personal Loan at Best in Class Rate of Interest. Axis Bank Personal Loan Eligibility Calculator helps you to know your eligibility for a personal loan at the quickest way. Personal Loans at higher rates can be transferred to Axis Bank with the Balance transfer facility.
Axis Bank Home Loan can also be availed at an affordable and flexible rate of interest that can turn your dream of owning a home into reality.
Axis Bank Personal Loan Interest Rate
|Interest Rate||Lie in the range of 15.50% to 24%|
|Processing Charges||1.50% to 2.00% + service tax as applicable|
|Loan Tenure||From 1 Year to 5 Year|
|Loan Amount||Minimum – Rs. 50,000 to Maximum – Rs. 15,00,000|
|Cheque Bounce Charges||Rs.500 per cheque bounce + Service Tax as applicable|
|Cheque / Instrument Swap Charges||Rs.500 per instance + Service Tax as applicable|
|Prepayment or Foreclosure||Charges NIL|
Axis Bank Personal Loan EMI Calculator
Axis Bank Personal Loan EMI Calculator
|Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan EMI within seconds.
Axis Bank Personal Loan Eligibility
For salaried Doctors, employees of selected MNCs, Public and Private limited companies, Government sector employees, Public Sector Undertakings and Central & Local bodies.
Applicant should be of 21 years
Maximum age of the applicant at loan maturity should be 60 years.
Minimum net monthly income should of Rs. 15,000/-
The maximum loan available is Rs.15 lacs.
Offers personal loans only at the given location and the eligibility for a personal loan would be based on TIER LOCATION (Bangalore, Chennai, Delhi, Mumbai, Hyderabad, Gurgaon, Noida, Ghaziabad, Faridabad, Pune, Ahmedabad, Kolkata & other locations).
Axis Bank Personal Loan Documents Required
Application form /Photograph
Age proof /ID proof/Residence proof
Income proof /Bank statement
Signature verification proof.
Post Sanction / Pre-Disbursement Documents Requirement
Duly signed in Loan Agreement
Standing Instruction (SI) Request / ECS Form / Post Date Cheques (PDCs). Security Cheques required for SI and ECS.
Qualification or registration proof required for doctors, architects, CA, CS, ICWA, MBA consultant, engineers Documentary proofs required may vary from customer to customer.
Axis Bank Personal Loan Prepayments
NIL pre-closure and pre-payment charges.
Default Interest rate @ 24.00% per annum
Other charges are also applicable as per bank’s guidelines.
Axis Bank Personal Loan FAQs
Axis Bank will take 30 working days from the date of receipt of the application provided the application is complete in all respects. The counting of 30 days will start from the day on which the customer have submitted all the documents required for a proper appraisal of the application.
At Axis Bank, you can get a Personal Loan from Rs. 50,000 to Rs. 15 lakhs. The factors which decides a loan amount are your personal loan requirement and eligibility, your income and your repayment capacity.
The processing fees for Axis Bank Personal Loan ranges between 1.5% to 2% of the loan amount plus service tax as applicable.
Currently, Axis Bank levies no charge for pre-closure of a Personal Loan account.
Yes, you can make a part-prepayment towards your Personal Loan at your nearest Axis Bank Loan Center. Currently, Axis Bank levies no charge for part prepayment.
YEARLY & MONTHLY CALCULATED VALUES FOR AXIS BANK PERSONAL LOAN AMOUNT OF Rs. 3,75,000 @ INTEREST RATE OF 15.50% FOR 3 YEARS (36 MONTHS)
Note : Values calculated on 01.03.17
|Year||Principal Amount (X)||Interest Amount (Y)||Principal & Interest Amount (X+Y)||Outstanding Amount|
|2016||₹ 1,06,316||₹ 50,782||₹ 1,57,098||₹ 2,68,684|
|January||₹ 8,248||₹ 4,844||₹ 13,092||₹ 3,66,752|
|February||₹ 8,354||₹ 4,737||₹ 13,092||₹ 3,58,398|
|March||₹ 8,462||₹ 4,629||₹ 13,092||₹ 3,49,936|
|April||₹ 8,572||₹ 4,520||₹ 13,092||₹ 3,41,364|
|May||₹ 8,682||₹ 4,409||₹ 13,092||₹ 3,32,682|
|June||₹ 8,794||₹ 4,297||₹ 13,092||₹ 3,23,888|
|July||₹ 8,908||₹ 4,184||₹ 13,092||₹ 3,14,980|
|August||₹ 9,023||₹ 4,068||₹ 13,092||₹ 3,05,957|
|September||₹ 9,140||₹ 3,952||₹ 13,092||₹ 2,96,817|
|October||₹ 9,258||₹ 3,834||₹ 13,092||₹ 2,87,560|
|November||₹ 9,377||₹ 3,714||₹ 13,092||₹ 2,78,182|
|December||₹ 9,498||₹ 3,593||₹ 13,092||₹ 2,68,684|
|2017||₹ 1,24,018||₹ 33,080||₹ 1,57,098||₹ 1,44,666|
|January||₹ 9,621||₹ 3,471||₹ 13,092||₹ 2,59,063|
|February||₹ 9,745||₹ 3,346||₹ 13,092||₹ 2,49,318|
|March||₹ 9,871||₹ 3,220||₹ 13,092||₹ 2,39,447|
|April||₹ 9,999||₹ 3,093||₹ 13,092||₹ 2,29,448|
|May||₹ 10,128||₹ 2,964||₹ 13,092||₹ 2,19,320|
|June||₹ 10,259||₹ 2,833||₹ 13,092||₹ 2,09,062|
|July||₹ 10,391||₹ 2,700||₹ 13,092||₹ 1,98,670|
|August||₹ 10,525||₹ 2,566||₹ 13,092||₹ 1,88,145|
|September||₹ 10,661||₹ 2,430||₹ 13,092||₹ 1,77,484|
|October||₹ 10,799||₹ 2,292||₹ 13,092||₹ 1,66,685|
|November||₹ 10,938||₹ 2,153||₹ 13,092||₹ 1,55,746|
|December||₹ 11,080||₹ 2,012||₹ 13,092||₹ 1,44,666|
|2018||₹ 1,44,666||₹ 12,432||₹ 1,57,098||₹ 0|
|January||₹ 11,223||₹ 1,869||₹ 13,092||₹ 1,33,444|
|February||₹ 11,368||₹ 1,724||₹ 13,092||₹ 1,22,076|
|March||₹ 11,515||₹ 1,577||₹ 13,092||₹ 1,10,561|
|April||₹ 11,663||₹ 1,428||₹ 13,092||₹ 98,898|
|May||₹ 11,814||₹ 1,277||₹ 13,092||₹ 87,083|
|June||₹ 11,967||₹ 1,125||₹ 13,092||₹ 75,117|
|July||₹ 12,121||₹ 970||₹ 13,092||₹ 62,996|
|August||₹ 12,278||₹ 814||₹ 13,092||₹ 50,718|
|September||₹ 12,436||₹ 655||₹ 13,092||₹ 38,281|
|October||₹ 12,597||₹ 494||₹ 13,092||₹ 25,684|
|November||₹ 12,760||₹ 332||₹ 13,092||₹ 12,925|
|December||₹ 12,925||₹ 167||₹ 13,092||₹ 0|
Latest News About Axis Bank
1) Axis Bank has opened it’s 100th branch in the North-east region at Pan Bazaar. There has been an increasing demand of banking services and products amongst the north-east customers and to make the services more accessible, Axis bank have taken the initiative.
2) Axis Bank is ready to raise its capital up to ₹ 11,6267 Crore from Bain Capital, LIC. The transaction will help the bank’s adequacy ratio to 18.66% from 16.32%. This fund raising would help in compensating bad loans. The capital will largely go towards meeting IFRS requirements and provisioning needs for stressed assets.
|AXIS BANK BRANCHES IN DELHI/NCR|
|Contact Address||IFSC Code||MICR Code|
|Ground Floor & First Floor, C1/12A, Yamuna Vihar, New Delhi-110053||UTIB0001145||110211088|
|Ground Floor And Basement, Cottage No. 11,West Patel Nagar, New Delhi,Pin 110008||UTIB0001890||110211131|
|A-101 Wazirpur Group Industrial Area Delhi- 110052||UTIB0SIPSB1||110255002|
|Ground & First Floor, 1/62, Vishwas Nagar, Shahdara, New Delhi, Pin 110032||UTIB0002454||110211152|
|Axis Bank, J-3 Vikaspuri New Delhi||UTIB0000079||110211012|
|WZ-G-1/262, Block G-1 Uttam Nagar, Main Nazafgarh Road New Delhi 110 059||UTIB0000696||110211058|
|Tilak Nagar, Nazafgarh Road, New Delhi 110 018||UTIB0000589||110211049|
|4/3(8750), Ist Floor (Near Jindal Hotel) D.B.Gupta Road, Paharganj, New Delhi-110055||UTIB0STCCB1||110094268|
|A-13, Swasthya Vihar, Vikas Marg, Delhi 110092||UTIB0000055||110211010|
|Ground Floor And Basement, E-2/241 A & E-2/242 B, Main Road, Shastri Nagar, Opp To Metro Pillar No 169, New Delhi – 110052||UTIB0001810||110211125|
|Plot No.1, Amar Bhavan, 11433 G.T. Karnal Road, Shakti Nagar, New Delhi 110007||UTIB0000054||110211009|
|Ground Floor And First Floor, Parsvnath Shahdara Metro Tower Opp. Shahadara Metro Station, Shahdara, Delhi , Pin 110032||UTIB0000884||110211071|
|C/O. Shadley Public School, Press Colony G-8 Area, Opp. Rajouri Apartments Rajouri Garden, New Delhi 110 027||UTIB0000786||110211068|
|Ground Floor And Basement Plot No. 104, Pocket 27, Sector 24, Rohini, New Delhi, Pin 110085||UTIB0001655||110211119|
|Ground Floor,Sai International, Plot No. 37,Sector 12B, Dwarka,Delhi,Pin 110078||UTIB0002173||110211143|
|Ground Floor, Rz-G-1, Dev Kunj, Raj Nagar Part – Ii, Sector -7, Dwarka, New Delhi-110077||UTIB0001601||110211112|
|Axis Bank, E-146, Saket, New Delhi 110017||UTIB0000160||110211020|
|Ground Floor, First Floor & Basement, Plot No.7, Block -6&7, Local Shopping Complex, Safdarjung Enclave, New Delhi , Pin 110029||UTIB0001358||110211096|
|AXIS BANK BRANCHES IN MUMBAI|
|Contact Address||IFSC Code||MICR Code|
|Ram Hajare Marg, Tagore Nagar,Vikroli (E), Mumbai-400083||UTIB0SSSB05||400082429|
|151, Sangali Sahakr Bhavan, S K Bole Road, Dadar (W), Mumbai-400028||UTIB0SSSB01||400082343|
|Lokmanya Pan Bazar Khetwadi, 2Nd Lane Girgaum, Mumbai – 400004||UTIB0SSSB02||400082342|
|Nutan Shopping Center, Station Road,Govandi (East), Mumbai – 400088||UTIB0SSSB03||400082344|
|Highway View, Kurar Village, Near Shantaram Talav, Malad (E),Mumbai- 400097||UTIB0SSSB04||400082345|
|Sealord Chs, Saibaba Nagar, Ram Nagar, Borivali (W), Mumbai, Maharashtra,Pin 400092||UTIB0001699||400211114|
|Ground Floor, Swapnalok 312, Ramnarayan Narkar Marg, Pant Nagar, Ghatkopar East State: Maharashtra||UTIB0002493||400211138|
|Ground Floor Vivarea Complex Sane Guruji Marg Mumbai Maharashtra Pin 400011||UTIB0002623||400211143|
|G.D.Somani Memorial School,625, G.D.Somani Marg,Cuffe Parade,Colaba,Mumbai- 400 005||UTIB0E00004||NA|
|Axsi House, 4Th Floor Bombay Deying Mill Compund, Pandurang Budhkar Marg, Worli – 400025||UTIB0001579||NA|
|Grfr Mazzanine Rkford House Cs No 2928 Bhuleshwar 438 444 Pb Marg Mumbai||UTIB0002622||400211144|
|Ambika Tower Co-Op Housing Society Ltd.,Shop No. 5,6,7 & 8, Rajmata Jijabai Road,Mogra Pump House, Andheri (East),Mumbai, Maharashtra, Pin 400 069||UTIB0001531||400211095|
|AXIS BANK BRANCHES IN PUNE|
|Contact Address||IFSC Code||MICR Code|
|Bhuleshwar Market, Building No. 2 , Pune-Solapur Road , Taluka Daund , Yewat, Dist. Pune, Maharashtra , Pin 412214||UTIB0000872||411211016|
|Spandanshowroomno 1 No 1171 Popular Nagar Opp Maimangeshkar Hosp Pune Pin 411058||UTIB0002652||411211039|
|Plot No 75/2/2-B ,Building No -Y Sacred Heart Town Wanawadi||UTIB0000110||411211006|
|Ground Floor,G O Square, Survey No.249(P),240(P),251(P), Hinjewadi Road,Wakad,Pune, Maharashtra,Pin 411057||UTIB0001893||411211031|
|Shop No6 Ground Floor Mhada Complex Phule Nagar Alandi Road Vishrantwadi Pune411001||UTIB0002774||411211042|
|Ground Floor, Lalwani House,Plot No. 79, Viman Nagar,Pune, Maharashtra , Pin 411014||UTIB0001032||411211018|
|Omkar Plaza Grnd Flr Plot No Gp 77 G Block Midc Nr Thermax Chowk Pimpri Chinchwad Pune 411019||UTIB0002762||411211041|
|Shop No. 1 & 2, Shrinathji Building, Chakan Road, Talegaon,Pune-410 507||UTIB0002137||411211036|
|Senate, S.No. 118A Jaidev Nagar, Sinhagad Road, Parvati, Pune, Maharashtra Pin 411030||UTIB0000828||411211014|
|Hotel Suraj Executive, Old Pune-Nagar Highway, Shirur Pune-412 210||UTIB0002094||412211025|
|Bandal Complex, Shikrapur Tehsil Shirur, Dist. Pune Maharashtra , Pin 412208||UTIB0000862||411211017|
|Basement,Plot:75/2/2B,Building:Y Sacred Heart Town, Wanwadi, 411040||UTIB0000239||411211001|
|A C College Of Commerce, Jalpaiguri Pune Satara Road, Sahakar Nagar,411009||UTIB0000350||411211011|
|Gr. & 1St Floor,Sai Capital Senapati Bapat Marg, Pune||UTIB0000315||411211009|
|Ground Floor, Ivory Towers, Prabhat Road, Pune-411004||UTIB0001877||411211029|
|Ground Floor, Venture, Bhusari Colony, Survey No.94/4, Plot No-5/2+6, Paud Road,Kothrud, Pune-411029||UTIB0001894||411211030|
|Shop No G 16 And 17 Lonavala Square Mall M G Road Near Kumar Resort Lonavala Pune 410401||UTIB0002773||410211001|
|Ground Floor And Basement,Dhankawade Patil House,Survey No. 20/2, Pune Satara Road,Pune, Maharashtra , Pin 411043.||UTIB0001168||411211021|
|Ground Floor, Ganga Estate,Marunje Road , Hinjewadi,Dist. Pune, Maharashtra , Pin 411057||UTIB0001034||411211019|
|Ashoka Galaxy, Plot No 1, Galaxy Society Dhole Patil Road, Bundgarden||UTIB0000073||411211003|