Tag Archives: syndicate bank home loan emi calculator

Syndicate Bank Home Loan, Interest Rate and EMI Calculator October 2018

(Updated on 08.10.2018) Syndicate Bank Home Loan and EMI October 2018 Get Instant Quick & Easy Approval on Syndicate Bank Home Loan. Loansninsurances.com provide a simple tool to calculate your Home Loan EMI on the basis of✓Interest Rate✓Loan Tenure✓Processing Fee✓Eligibility✓Best Offers & more.

GET INSTANT HOME LOAN QUOTES ONLINE

Professional Details
Loan Amount
Occupation
Yearly Income
City
Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Syndicate Bank Home Loan

Syndicate Bank Home Loans can be availed to purchase plots for construction of houses, construction /renovation/ repair/alteration/addition to house/flat and also to buy a fully constructed home.Syndicate Bank Home Loan is offered to every class of people at its reasonable and affordable rates of interest and has varied home loan benefits to please you. Know your home loan eligibility and get the best deal with Syndicate Bank Home Loan Eligibility Calcualtor.

Syndicate Bank Home Loan Interest Rate

Interest Rate 9.90%
Processing fee range Up to 25 Lakhs – 1.25% of the loan amount with a min. Of Rs. 500/- or a max. of Rs. 2500/
Above Rs. 25 lakhs up to Rs. 75 lakhs: 1.25% of the loan amount with a max. of Rs. 3250/
Above Rs.75 Lakhs: Rs.500/- flat
Loan Amount Min. Rs. 20 lakhs & above
Tenure Maximum 30 years or 75 years of age whichever is earlier.

Syndicate Bank Home Loan EMI Calculator

Syndicate Bank Home Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Syndicate Bank Home Loan Features

  • Tailored and customized home loan for every household requirements.

  • Takeover of Housing Loans from other Financial institutions such as Public Sector Banks / Other Banks / Housing Intermediaries/NBFCs, Cooperative Societies and Army Group Insurance Fund etc.

  • Simplified documentation

  • Nill foreclosure charges.

  • Quick Loan Approval and Doorstep Service.

Syndicate Bank Home Loan Schemes

1) SYNDKUTEER SCHEME

  • Loan for acquiring a residential site and constructing a house thereon, acquisition and purchase of new or old dwelling units and Construction of house on already owned site/plot.

  • Loan available for individual borrowers in EWS*/LIG** categories in Rural , Urban and Metro Areas and members of Self Help Group in Rural , Urban and Metro Areas.

  • Loan amount: Min. 5 lakhs to Max. 10 lakhs

  • Repayment period: 30 years

  • Nill processing fees.

2) SYNDNIVAS SCHEME

  • Loan for Resident Indians,Non Resident Indians holding Indian Passport/Person of Indian origin, Pensioners , Hindu Undivided Families.

  • Loan amount: Min. 20 lakhs and above.

  • No Guarantor required.

  • Loan repayment: 30 years or 75 years of age whichever is earlier.

3) SYNDNIVAS PLUS SCHEME

  • Home loan to meet any personal or business credit need.

  • Housing Loan customers with satisfactory repayment record of 2 years or more can be a availed this loan.

  • Loan amount: Max. Rs. 3 lakhs

  • No processing fees.

  • Loan tenor: Max. 60 EMIs

  • Security needed

Syndicate Bank Home Loan Eligibility

  • Resident Indians,Non Resident Indians holding Indian Passport/Person of Indian origin, Pensioners , Hindu Undivided Families.

  • Loan available for individual borrowers in EWS*/LIG** categories in Rural , Urban and Metro Areas and members of Self Help Group in Rural , Urban and Metro Areas.

  • The minimum age of entry of the applicant is 21 years.

  • The applicant must earn more than minimum income required.

  • No Guarantor required.

  • Others eligibility in compliance with the bank.

Syndicate Bank Home Loan Documents Required

For salaried individual

  • Identity proof.

  • Address proof.

  • Birth proof.

  • Financial documents: Last three months bank statement, Last two months salary slip, Latest Form 16, Proof of at least 2 years of work experience.

For Self-Employed individuals

  • Identity proof.

  • Address proof.

  • Birth proof.

  • Financial Documents : Last three months bank statement, Most recent income tax returns with income computation, balance sheet and last two years profit and loss account statement. All documents are to be certified by a Chartered Accountant.

  • Proof of at least three years of business continuity.

Syndicate Bank Home Loan PrepaymentsNill pre-payment charges

SYNDICATE BANK HOME LOAN MCLR OCTOBER 2018

Loan Tenure MCLR
Overnight 8.30%
1 Month 8.35%
3 Months 8.40%
6 Months 8.60%
1 Year 8.80%

SYNDICATE BANK HOME LOAN MARGIN OCTOBER 2018

  • Loans up to Rs. 20.00 lacs – 10%

  • Loans of above Rs. 20.00 lacs and up to `75.00 lacs – 20%

  • Loans of above Rs. 75.00 lacs – 25%

SYNDICATE BANK HOME LOAN QUANTUM

  • 75% to 90% of project cost for new constructions / purchase of ready built house / flats. 70% of Project Cost for house more than 5 years old.

  • 72 months Gross Salary in case of Salaried Class.

  • 6 times of 3 years average income in case of non-salaried class.

LATEST NEWS 

1) Syndicate Bank in collaboration with Kotak Securities will provide online trading account facility namely ‘Synd-Trinity’. Under the facility, the customers will be able to interlink CASA (Current account Savings account) with Demat and trading account. This product will be beneficial to those trading in shares. The Bank will provide the services of savings, current and demat account whereas Kotak Securities will facilitate the trading account.