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Personal Loan in Kolkata – Fast Approval, Compare Interest Rate 2019

(Updated on 18.03.2019) Personal Loan Kolkata – Compare & Fast Approval on Personal Loan in Kolkata on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan In Kolkata Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years

Personal Loan in Kolkata – GET INSTANT APPROVAL ONLINE

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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan In Kolkata

Kolkata, the capital of the East Indian state of West Bengal and, it is the 2nd largest city in India after Mumbai. Kolkata is seen as the land of the intellectuals. Kolkata, the metropolis enjoys a rich cultural heritage and is often referred as the cultural and educational hub of India. Previously known as Calcutta, the city of Joy that is Kolkata has rich demographic resources.

If you are looking for personal loan in Kolkata then there are major banks who are offering personal loans to the individuals at affordable interest rates, longer loan tenure, processing fee, door-step service, etc. An individual can select the best personal loan from various banks to fund his/her immediate personal expenses such as traveling, wedding, medical emergency, home renovation, or anything else.

Here, we have given a list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our personal loan EMI calculator and can also find out Personal loan eligibility.

Personal Loan In Kolkata EMI Calculator

Personal Loan In Kolkata EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
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Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
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Yearly Interest Amount

Eligibility Criteria for Personal Loan Kolkata

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Documents Required for Personal Loan Kolkata

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Personal Loans in Kolkata – Banks for Personal Loan Contact Address

Federal Bank > Ltd 1, Martin Burn House, RN Mukherjee Road, Kolkata, West Bengal 700001

State Bank Of India > 6th Floor, Block-A, Samriddhi Bhavan, Strand Rd, Bara Bazar, B B D Bagh, Kolkata, West Bengal 700001

Axis Bank > P-35, CIT Road, Scheme Vii (M), Manicktala Main Road, Kankurgachi, Kolkata, West Bengal 700054
Allahabad Bank > 3, Dent Mission Road, Near Fancy Market, Kidderpore,, Kolkata, West Bengal 700023

IDBI Bank > 44, Shakespeare Sarani, Post Bag No.16102, Near Kala Mandir, Kolkata, West Bengal 700017

Bank Of Boroda > 4/1, 78, Bhabanath Sen St, Bidhan Sarani, Shyambazar, Kolkata, West Bengal 700004

State Bank of India > 206, Madhusudan Banerjee Rd, Birati, Kolkata, West Bengal 700051

Syndicate Bank > 27, St Lawrence School, Ballygunj Circular Road, Kolkata, West Bengal 700019

City Union Bank > 64A,Ground Floor,Hemanta Basu Sarani,Opp B.B.D Bagh Bus Stand, Kolkata, West Bengal 700001

State Bank Of India > DA-109, Third Ave, Salt Lake, Sector-1, Bidhannagar, Kolkata, West Bengal 700064

ING Vysya Bank > AB-3, Ground Floor, Sector-1, 1st Avenue, AB Block, Salt Lake City, Kolkata, West Bengal 700064  033 2337 9981

Bajaj Finance > 232B, 2nd Floor, AJC Bose Rd, Elgin, Kolkata, West Bengal 700020  033 4400 9814

ICICI Bank > Block A, Plot :111,, Lake Town, Kolkata, West Bengal 700089  1800 22 4848