Tag Archives: Personal loan in Chandigarh

Personal Loan in Chandigarh – Fast Approval, Compare Personal Loan Interest Rate Online 2019

(Updated on 15.03.2019) Personal Loan ChandigarhCompare & Fast Approval on Personal Loan in Chandigarh on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.

Personal Loan In Chandigarh Interest Rates

Bank Name Interest Rates Tenure
SBI 11.95% 1 – 5 Years
HDFC Bank 11.49% 1 – 5 Years
ICICI Bank 11.59% 1 – 5 Years
BAJAJ Finserv 14.25% 1 – 5 Years
RBL Bank 14.50% 1 – 5 Years
Kotak 11.50% 1 – 5 Years
Axis Bank 15.50% 1 – 5 Years
HSBC Bank 11.49% 1 – 5 Years
Fullerton India 15.75% 1 – 4 Years
Standard Chartered 11.49% 1 – 5 Years
CitiBank 10.99% 1 – 5 Years
Yes Bank 14.00% 1 – 5 Years

Personal Loan In Chandigarh – GET INSTANT APPROVAL ONLINE

Professional Details
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Disclaimer: We do not provide Personal Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Personal Loan In Chandigarh

Chandigarh is one of the beautiful city of India. It is a union territory of India that serves as the capital of Haryana and Punjab. As a union territory, the city is governed directly by the Union Government and is not part of either state. Everyone wants to enjoy life a bit extra and for that extra enjoyment everyone need some extra money and that extra money can be availed through a personal loan. Personal loan in Chandigarh can be availed at attractive interest rates with affordable EMIs from different banks and HFCs. Personal loans can be availed for many purposes like wedding expenses, business purpose, Traveling, etc. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.

Personal Loan In Chandigarh Eligibility Criteria

Bank Name Age Income Minimum Loan Maximum Loan Guarantor Required BT Options Job Experience
HDFC Bank Be 21-60 years of age. Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin) Rs. 50,000/- Rs. 15,00,000/- Yes Yes Have had a job for at least 2 years, and a minimum of 1 year with your current employer.
State Bank of India – SBI Minimum 21 Years Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
Rs. 50,000/- Rs. 10,00,000/- Yes NA 1 Year in current Job / Profession
ICICI Bank Be 23 – 58 years of age Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata) Rs 50,000/- Rs 15,00,000/- depending on your eligibility Yes Yes 1 Year in current Job / Profession
Citi Bank Be 21 – 60 years of age Minimum Annual Income: Rs.2,40,000/- Rs. 40,000/- Rs. 30,00,000 No NA Permanent / Confirmed employee
Axis Bank Be 21-58 years of age Minimum Net Monthly Income: Rs 15,000 Rs. 50,000/- Maximum loan available: Rs 15 lacs Optional Yes Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors
Fullerton India Be 21-60 years of age Rs. 12,500/- & above Rs. 40,000/- You can avail up to ` 20 Lakhs Yes Yes No. of years in employment 3 years & above and Current Experience 6 months & above
Union Bank of India – UBI Minimum Age 18 Years Should be from the salaried class, having regular source of income and having salary account with our bank. NA Up to Rs. 5 Lakh Yes NA NA
Bajaj Finserv NA You are drawing a monthly net salary of Rs. 40,000 Rs. 100,000 Up to Rs. 18 Lakh Yes Yes NA
Punjab National Bank – PNB No Age Criteria Provided Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres Rs. 50000/- Rs. 500000/- depending upon the repaying capacity Yes NA NA

Personal Loan In Chandigarh Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Last 3 months bank statements Last 6 months bank statements
Last 3 months salary slip Residence Proof
Form 16(ITR) Form 16(ITR)
Residence proof Proof of business existence
  Office address proof
  Last 3 years income tax returns

Points to consider before applying for a Personal Loan

  • Plan your budget and borrow only the amount you need.

  • Check your credit report for CIBIL score.

  • Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.

  • Look for the lowest processing fee and zero-penalty for prepayment option.

  • Check whether the bank offering personal loan at flat interest rates or floating interest rates.

How to apply for Personal loan in Chandigarh?

An individual can easily apply for personal loan in Chandigarh through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.

Personal Loans in Chandigarh – Banks for Personal Loan Contact Address

IDBI Bank > SCO 55-56-57, Sector 8C, Madhya Marg, Sector 8, Chandigarh, 160009

Bank of India > Sco 415-416, Sector 35 C, Chandigarh

Bank Of Baroda > S.C.O. 1120-21, Sector 22B, Chandigarh,

HDFC Bank > SCO-382, Sector 37D, Sector 37, Chandigarh, 160036
Karnataka Bank Ltd Sco 2917-18, Sector 22c, Sector 22c, Chandigarh, 160022

State Bank Of India > SCO-100, Madhya Marg, 17B, Sector 17, Chandigarh, 160017

Punjab National Bank > Madhya Marg, Bank Square, Sector 17, Chandigarh, 160017

State Bank Of Patiala > SCO 21-22, Near Post Office sector-19C, Sector 19-C, Chandigarh, 160019

Axis Bank > Shop No. 235, Old Dashvi Bagh, Old Ropar Road, Manimajara UT, Chandigarh, CH 160101  1800 103 5577

Syndicate Bank > SCO – 76-77, Madhya Marg, Sector 17B, Sector 17, Chandigarh, 160017

ING Vysya Bank > SCO 70-71, Ground Floor, Madhya Marg, Sector 8C, Chandigarh, 160009  1800 425 9900

Bajaj Finserv > 1st & 2nd Floor, Sco 26, Sector 26, Madhya Marg, Chandigarh, 160026  0172 301 7260

Fullerton India >  SCO 141, 142, 1st Floor, Near Sindhi Sweets, Madhya Marg, Sector 8C, Chandigarh, 160009  0172 433 8805