Tag Archives: personal loan emi calculator City Union Bank

City Union Bank Personal Loan, Interest Rate and EMI Calculator December 2018

(Updated on 05.12.2018) City Union Bank Personal Loan – Apply & Get Best Rate of Interest from City Union Bank for Personal Loan. Check Loan Eligibility & Document Required. 

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Loan Amount
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Yearly Income
City
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City Union Bank Personal Loan

Personal Loans are always the best option to opt for, it makes life convenient to meet any unexpected expenses, be it a short-term or long-term financial needs. As there is no restrictions on the end use of personal loan, loan amount can be used for such as personal financial emergencies, any fancy spending free, meeting your daughter’s wedding, home renovation and home extension expenses and to meet any other high expenses. City Union Bank Personal Loan is one the best-in-class personal which comes with several benefits and features to meet all your personal requirements at any point of time.

  • Attractive personal loan in the range of 16.25%-18.75%.

  • Minimum processing fee of 1% of the loan amount.

  • Minimum loan amount of Rs. 5,000/- and a maximum loan amount of Rs. 50,000/-.

  • Loan can be repaid up to a maximum of 36 months.

  • City Union Bank Personal Loan has varied personal Loan schemes can be availed for any genuine personal credit requirements.

  • Minimum pre-payment charges applicable.

  • Individuals /Business Concern having a net Salary/Income not less than 5000/- per month and professional/others who earn not less than Rs.75000/-p.a and customers enjoying credit facilities from the bank are eligible for City Bank personal Loan.

  • Permanent Employees of Central/State Governments, Schools/ Colleges & other reputed institutions/other reputed companies /organisations with a net salary of not less than Rs.5000/- per month are also eligible for City Union Bank Personal Loan.

How to use Personal Loan EMI calculator?

City Union Bank Personal Loan EMI Calculator is the easy tool to use. Personal Loan EMI calculator helps you to assess whether you will be able to repay back your loan amount or not. You just need to enter the desired personal loan amount, the loan tenure in months, and the interest rate (current interest rates). The EMI calculator will automatically calculate your total payable amount of the loan taken including interest rates, your monthly payment and also the total payable interest. Steps to follow:

Step 1: Enter the loan amount. For e.g. Rs. 1,00,000/-

Step 2: Enter the interest rate (current interest rate). For e.g.: 16.25%

Step 3: Enter the loan tenure in months, i.e. for how many months you want to avail the loan. For e.g. 36 months.

The moment you click the ‘calculate’ button you will get all the details at one place. You will come to know your monthly EMI, total amount with interest, flat interest rate per annum, flat interest rate per month, total interest amount and Yearly interest amount. This will help you to take the right decision at right point of time to avail a perfect and comfortable personal.

What is Personal Loan EMI?

EMI is the short form of ‘Equated Monthly Installment’. EMI is the total amount which is payable per month at the bank on the loan amount availed by you. EMI is payable every month untill unless you fully repay your loan amount. EMI is consists of a portion of the principal loan amount and the interest due on the loan. EMI depends on the principal loan amount, personal loan interest rate and tenure of personal loan.

City Union Bank Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

City Union Bank Personal Loan EMI Calculator- EMI Chart

City Union Bank Personal Loan at the lowest EMI of Rs.3,528. Compare and get the preferred personal loan at your earliest.

Loan Amount (In Rs.)

Loan Tenure (In Yrs.)

Interest Rate (p.a.)

Monthly EMI (In Rs.)

Total Interest Outgo(In Rs.)

Total Amount (EMI+Interest)

1,00,000

1

16.25%

9,085

9,019

1,09,019

1,00,000

2

16.25%

4,908

17,798

1,17,798

1,00,000

3

16.25%

3,528

27,010

1,27,010

City Union Bank Personal Loan FAQs

1) Am I eligible for City Union Bank Personal Loan?

City Personal Loan offers personal loan to Permanent Employees of Central/State Governments, Schools/ Colleges & other reputed institutions/other reputed companies /organisations, Individuals /Business Concern, etc. with proper net monthly income can avail this loan.

2) What is the maximum loan amount I can get from City Union Bank ?

The maximum loan amount varies according to City Union Bank Personal Loan Products. Minimum Loan amount can be Rs. 5,000 and a maximum loan amount of Rs. 20 lakhs after assessing you financial records and loan eligibility criteria.

3) What is the processing fee of City Union Bank personal loan?

City Union Bank charges a minimum processing fee of 1% of the loan amount.

4) Do I need a third party guarantor while applying for City Union Bank Personal Loan?

Yes, you will need to have a third party guarantor at the time of application for a personal loan with City Union Bank.

5) How many days it will take to sanction my personal loan?

The bank takes maximum 5 to 6 working days to sanction your loan.