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City Union Bank (CUB) Home Loan, Interest Rate and EMI Calculator Jan 2019

(Updated on 12.01.19) City Union Bank Home Loan Jan 2019 – Get Instant Quick & Easy Approval on City Union Bank Home Loan. Loansninsurances.com provide a simple tool to calculate your Home Loan EMI on the basis of ✓Interest Rate ✓Loan Tenure ✓Processing Fee ✓Eligibility ✓Best Offers & more.

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City Union Bank (CUB) Home Loan

City Union Bank is one of the leading banks to provide Home Loan at extensively competitive rates of interest. City Union Bank Home Loan, commonly, known as CUB Swyam Griha, has been skillfully developed to cater to the diverse needs of every individual to have a house/flat of their own. City Union Bank home loan is popularly known for its best home loan rates, longer tenor period, Income Tax benefit, simple documentation and much more. Know your home loan eligibility with CUB Home loan Eligibility Calculator and get instant home loan approval.

City Union Bank Home Loan Interest Rate

Interest Rate 10.50% to 12.50%
Processing fee range 1% of the loan amount
Loan Amount 25 lakhs
Tenure 10 years to 15 years

City Union Bank Swayam Griha Scheme

Loan Tenure Effective Rates
Upto 5 Years 5 year MCLR + 1.00 i.e 11.00%
Above 5 years and upto 10 years 10 year MCLR + 0.95 i.e 11.25%
Above 10 years and upto 15 years 15 year MCLR + 1.20 i.e 12.00%
Above 15 years 15 year MCLR + 2.20 i.e 13.00%

City Union Bank Home Loan EMI Calculator

City Union Bank Home Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

City Union Bank Home Loan can be availed for various home loan requirements such as

  • Purchase of a house site for construction of a house thereon.

  • For a construction of a house property over the site.

  • Purchase of a ready built house/flat.

  • Extension/improvement of the existing house/flat.

  • Purchasing a flat under construction.

City Union Bank Home Loan Eligibility

  • Salaried employees, self employed professionals, businessmen , farmers etc.,

  • Individuals having an assured source of income.

  • Minimum age 21 years.

  • Other eligibilities will be taken into account.

  • Loan Margin is 75%

  • Disbursement of loan shall be effected only after all documentation formalities completed.

City Union Bank Home Loan Documents Required

  • For salaried individuals: salary certificate from the employer should be given.

  • For self employed professionals: IT returns

  • In respect of the farmers/ rural artisans the net income should be calculated based on the details of land holdings and income from allied activities and other sources if any.

  • Documents of title of the Bank’s Legal advisor opinion is must.

  • Copy of the approved site plan for the proposed construction.

  • Valuation report by the bank’s approved Engineer for the proposed construction or ready built house is mandatory.

  • Third party guarantee is necessary.

City Union Bank Home Loan PrepaymentsMinimum charges applicable on home loan pre-payments.


LATEST NEWS

1) City Union Bank opens its new branch at Mahabubnagar, Telengana. The new branch is located at Door No: 8-6-241/D/2, Near Krishna Arch, Padmavathi Colony, Mahabubnagar – 509001, Telengana. The Bank offers financial services and products under personal banking, corporate banking, NRI Banking, MSMEs, Agri and Rural, Tech Banking and to Academic Institutions.