(Updated on 02.01.2019) Credit Card January 2019 – Compare Credit Card based on ☛ Salary Range ☛ Rate Charge ☛ Annual Fees & Other Changes ☛ Rewards Points ☛ Offers ☛ Customer Service ☛ User Review & Votes from top Banks such like ✓ SBI ✓ HDFC ✓ HSBC ✓ Kotak ✓ ICICI ✓ Citibank ✓ Axis & more.
Make Travel, Shopping and Dining even more rewarding with the right Credit Card!
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News About Credit Cards
Credit Card users have sharply increased from previous year. Number of transactions using credit cards grew by 37.4% year on year. In August, Total number of transaction through credit cards were 115.33 million.
While a total of 32.65 million credit cards were in operation with addition of a half million , According to the Reserve Bank of India. Between August 2016 and August 2017, India added around 6.27 million credit cards.
BEST CREDIT CARD OPTIONS JANUARY 2019
| Name of Credit Card | Annual Fees | Renewal Fees | Joining Fees | EMI Options | Add-on fee | Per Month Interest Rate Charge |
| SBI Gold Credit Card | ₹299.00 | NA | ₹299.00 | Yes | NIL | 3.35% per month and annual charges is 40.2% |
| ICICI Instant Platinum Credit Card | NIL | NA | NIL | Yes | NA | 2.49% per month or 29.88% annualized |
| Standard Chartered Platinum Rewards Credit Card | NIL | ₹750.00 | ₹399.00 | Yes | NA | Monthly Interest Rate is 3.1% pm and is annualized to arrive at an APR of 37.20% (variable) |
| Standard Chartered SuperValue Titanium Credit Card | NIL | ₹750.00 | ₹499.00 | Yes | NIL | Monthly Interest Rate is 3.1% pm and is annualized to arrive at an APR of 37.20% (variable) |
| Citi Rewards Credit Card | Rs1000 waived on spending of Rs30,000 (else Rs.1000 fee p.a.) | NIL | Applicable | Yes | NA | 3.25% per month (i.e., 39.00% annualized) |
| Indian Oil Titanium Citibank Credit Card | NIL (if you spent Rs 30000) (else Rs.1000 fee p.a.) | NA | Applicable | NA | NA | 3.25%per month and the annual rate is 39% |
| Yatra SBI Credit Card | ₹ 499 + GST | ₹ 499 + GST | ₹ 499 + GST | NA | NIL | 3.35% per month, accounting to 40.2% per annum |
| HDFC Platinum Plus Credit Card | NIL | NA | NIL | NA | NA | 3.4%monthly and 40.8% annually |
| HDFC Solitaire Credit Card | NIL | NA | Rs.500.00 | NA | NA | 3.4%monthly and 40.8% annually |
| IRCTC SBI Card | ₹500.00 | NA | ₹300.00 | NA | NIL | 3.35% per month and 40.2% per annum |
| Citibank Prestige Credit Card | will be determined at the time of card issue | NA | NIL | Yes | NA | 3.10% per month (i.e. 37.20% annualized) |
| Citibank Cashback Credit Card | ₹500.00 | ₹500.00 | Yes | NA | 37.20% and 42.00% per annum. | |
| Standard Chartered Manhattan Platinum Credit Card | NIL | ₹999.00 | ₹499.00 | Yes | NA | 3.1% pm and is annualized to arrive at an APR of 37.20% |
| Citibank Premier Miles Credit Card | ₹3,000.00 | NA | NA | Yes | NA | 37.20% and 42.00% per annum |
| American Express PAYBACK Credit Card | ₹750+ GST | NA | ₹ 150 + GST | NA | NA | NA |
| Axis Bank MYChoice Credit Card | ₹250.00 | ₹250.00 | Nil | Yes | NA | NA |
| ICICI Bank Coral Credit Card | ₹ 500 + GST | NIL | ₹ 1000 + GST | Yes | NIL | 3.4%monthly and 40.8% annually |
Credit Card Annual/Renewal Fees
A yearly fee or a renewal charge will have to be paid by the credit card holders. Some banks provide free credit cards for a certain period of time but once it expires you would have to pay the charges.
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Loading ...STATE BANK OF INDIA
SBI Cards is a joint venture between State Bank of India, the country’s oldest and largest bank, and other financial institutions to offer Indian consumers access to a wide range of world-class, value-added payment products and services.
State Bank of India offers Credit Card such like Premium Card, Travel & Shopping Cards, Classic Cards, Exclusive Cards & Corporate Cards.
SBI PREMIUM CARDS IN INDIA
✓ SBI Signature Card
✓ SBI Platinum Card
✓ SBI Signature Contactless Card
✓ SBI Advantage Signature Card
SBI TRAVEL & SHOPPING CARDS IN INDIA
✓ SimplyCLICK SBI Card
✓ SimplyCLICK Advantage SBI Card
✓ SimplySAVE Advantage SBI Card
✓ SimplySAVE SBI Card
✓ Fbb SBI STYLEUP Card
✓ Air India SBI Signature Card
✓ SBI Gold & More Card
✓ SBI Student Plus Advantage Card
✓ Yatra SBI Card
✓ IRCTC SBI Platinum Card
✓ Air India SBI Platinum Card
✓ SBI Advantage Gold & More Card
✓ Mumbai Metro SBI card
SBI CLASSIC CREDIT CARDS IN INDIA
✓ SBI Gold Credit Card
✓ SBI Advantage Gold Card
✓ SBI Advantage Plus Card
SBI EXCLUSIVE CREDIT CARDS IN INDIA
✓ Tata Cards
✓ BMB Platinum Credit Card
✓ BMB Gold & More Credit Card
✓ Bank of Maharashtra SBI Platinum Credit Card
✓ Bank of Maharashtra SBI Card
✓ Oriental Bank of Commerce SBI Platinum Card
✓ KVB-SBI Signature Credit Card
✓ Oriental Bank of Commerce SBI Card
✓ Federal Bank SBI Platinum Credit Card
✓ Karur Vysya Bank SBI Platinum Card
✓ Karur Vysya Bank SBI Card
✓ SBI Dena Bank Secured Card
✓ SBI UBI Card
✓ Federal Bank SBI Credit Card
SBI CORPORATE CREDIT CARDS IN INDIA
✓ SBI Platinum Corporate Card
✓ SBI Signature Corporate Card
✓ SBI Corporate Utility Card
HDFC BANK
HDFC Bank categorised Credit Card such like Featured Cards, Super Premium, Co-Brand, Professional, Premium Travel, Premium Women, Premium, Regular, Commercial & CashBack.
Before apply you should have to check which is the best credit card avail in HDFC Bank.
HDFC FEATURED CREDIT CARD IN INDIA
✓ JetPrivilege HDFC Bank World
✓ Platinum Times Card
✓ Titanium Times Card
✓ Diners Club Black
HDFC CASH BACK CREDIT CARD OFFERS IN INDIA
✓ Platinum Edge
✓ Titanium Edge
✓ MoneyBack
HDFC SUPER PREMIUM CREDIT CARDS IN INDIA
✓ Infinia
✓ Regalia
✓ Diners Club Black
✓ JetPrivilege HDFC Bank Diners Club Credit Card
HDFC CO-BRAND CREDIT CARDS IN INDIA
✓ JetPrivilege HDFC Bank World
✓ Maruti Suzuki NEXA HDFC Bank AllMiles
✓ Titanium Times Card
✓ Snapdeal HDFC Bank
HDFC PROFESSIONAL CREDIT CARDS IN INDIA
✓ Doctor’s Superia
✓ Teacher’s Platinum
HDFC PREMIUM TRAVEL CREDIT CARDS IN INDIA
✓ Superia
✓ AllMiles
✓ Maruti Suzuki NEXA HDFC Bank AllMiles
HDFC PREMIUM CREDIT CARDS IN INDIA
✓ World MasterCard
✓ Diners Club Premium
✓ Diners Club Rewardz
✓ Visa Signature
HDFC COMMERCIAL CREDIT CARDS IN INDIA
✓ Business MoneyBack
✓ Business Regalia
✓ Corporate Platinum
✓ Corporate Card
HDFC Bank Credit Cards News
(26.07.17) HDFC Bank set to hit 1 crore credit cards – HDFC Bank is set to be the first issuer in the country to cross 1 crore credit cards. The bank has over 88 lakh cards as of end-May 2017 and is adding three lakh new customers every month, which will enable it cross the 1-crore mark by end of 2017.(Sources: Times of India)
ICICI BANK
Get the Credit Card by your choice. ICICI Bank offers Credit Card in following categories:
ICICI Bank More Cards
✓ ICICI Bank Platinum Chip Credit Card
✓ ICICI Bank Instant Platinum Credit Card
✓ ICICI Bank Coral Credit Card Against Fixed Deposit
ICICI Bank The Gemstone Collection Credit Cards
✓ ICICI Bank Coral Credit Card
✓ ICICI Bank Coral American Express Credit Card
✓ ICICI Bank Rubyx Credit Cards
✓ ICICI Bank Sapphiro Credit Cards
✓ ICICI Bank Diamant Credit Card
ICICI Bank Airline Credit Cards
✓ Jet Airways ICICI Bank Coral Credit Cards
✓ Jet Airways ICICI Bank Rubyx Credit Cards
✓ Jet Airways ICICI Bank Sapphiro Credit Cards
✓ British Airways Premium Credit Card Account
ICICI Bank Unifare Metro Credit Cards
✓ ICICI Bank Unifare Mumbai Metro Credit Card
✓ ICICI Bank Unifare Delhi Metro Credit Card
✓ ICICI Bank Unifare Bangalore Metro Credit Card
ICICI Bank Fuel Credit Cards
✓ ICICI Bank HPCL Coral American Express Credit Card
✓ ICICI Bank HPCL Coral Visa/MasterCard Credit Cards
✓ ICICI Bank HPCL Platinum Credit Card
AXIS BANK
Axis Bank is one of the first new generation private sector banks to have begun operations in 1994. The Bank was promoted in 1993, jointly by Specified Undertaking of Unit Trust of India (SUUTI) (then known as Unit Trust of India),Life Insurance Corporation of India (LIC), General Insurance Corporation of India (GIC), National Insurance Company Ltd., The New India Assurance Company Ltd., The Oriental Insurance Company Ltd. and United India Insurance Company Ltd.
Axis Bank offers the following Credit Cards such like Premium Cards, My Cards, New Launches, Other Cards.
AXIS BANK MY CARDS
✓ My Choice Credit Card
✓ My Zone Credit Card
✓ My Wings Credit Card
✓ My Business Credit Card
AXIS BANK NEW LAUNCHES
✓ Neo Credit Card
✓ Pride Signature Credit Card
✓ Pride Platinum Credit Card
AXIS BANK PREMIUM CARDS
✓ Signature Credit Card With Lifestyle Benefits
✓ Signature Credit Card With Travel Benefits
AXIS BANK OTHER CREDIT CARDS
✓ Titanium Smart Traveler Credit Card
✓ Platinum Credit Card
✓ Insta Easy Credit Card
✓ Shriram Credit Card
HSBC Credit Cards
HSBC is one of the world’s largest banking and financial services organizations. HSBC serves around 48 million customers through four global businesses: Retail Banking and Wealth Management, Commercial Banking, Global Banking and Markets, and Global Private Banking.
HSBC Bank offers following credit card in India:
✓ HSBC Visa Platinum Card
✓ HSBC Premier Mastercard
✓ HSBC Advance Visa Platinum Card
✓ MMT Signature card
✓ MMT Platinum card
Kotak Mahindra Bank
Kotak Mahindra Bank is a one-stop shop for all banking needs. The bank offers personal finance solutions to every kind of needs such as from savings accounts to credit cards, distribution of mutual funds to life insurance products. Kotak Mahindra Bank offers transaction banking, operates lending verticals, manages IPOs and provides working capital loans. Kotak has one of the largest and most respected Wealth Management teams in India, providing the widest range of solutions to high net worth individuals, entrepreneurs, business families and employed professionals.
Kotak Mahindra Bank offers Shopping, Lifestyle, Dining/Entertainment, NRI, Corporate Others Credit Card.
Kotak Mahindra Bank Shopping Credit Cards
✓ Silk Inspire Credit Card – Exclusively for Women
✓ Urbane Gold Card
✓ Essentia Platinum Credit Card
✓ Easyday Titanium Card
✓ Easyday Silver Card
Kotak Mahindra Bank Lifestyle Credit Cards
✓ Wealth Management Infinite Credit Card
✓ Royale Signature Card
✓ Privy League Signature Card
✓ League Platinum Card
Kotak Mahindra Bank Dining/Entertainment Credit Cards
✓ PVR Gold Card
✓ PVR Platinum Card
✓ Delight Platinum Card
✓ Feast Gold Card
Kotak Mahindra Bank Corporate Credit Cards
✓ Corporate Wealth Signature Credit Card
✓ Corporate Platinum Card
✓ Corporate Gold Card
Kotak Mahindra Bank NRI Credit Cards
✓ NRI Royale Signature Card
Kotak Mahindra Bank Others Credit Cards
✓ Aqua Gold Card
✓ Fortune Gold Card
✓ Best Price Card
RBL BANK
RBL Bank is one of India’s fastest growing scheduled commercial banks. It is continuously expanding its presence across India through a growing network of branches and ATMs.
Presenting RBL Bank range of credit cards which offer a host of exclusive benefits and a best in class rewards program. Choose a credit card to suit your lifestyle from an exclusive range of credit cards.
List of Credit Cards offered by RBL Bank
✓ Insignia Preferred Banking World Card
✓ IGU NHS Golf World Card
✓ Platinum Maxima Card
✓ RBL Bank Fun+ Credit Card
✓ Platinum Delight Card
✓ Platinum Cricket Card
✓ Titanium Delight Card
✓ Classic Shopper Cards
✓ Classic Reward Cards
✓ Classic Platinum Card
CREDIT CARD USER SEARCH QUERIES/TRENDS JANUARY 2019