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Gruh Housing Finance Home Loan Interest Rate and EMI Calculator Online Sept 2018

(Updated on 06.09.2018) Gruh Finance Home Loan Sept 2018 – Get Instant Quick & Easy Approval on Gruh Finance Limited Home Loan. Loansninsurances.com provide a simple tool to calculate your Home Loan EMI on the basis of ✓ Interest Rate ✓ Loan Tenure ✓ Processing Fee ✓ Eligibility ✓ Best Offers & more.

Gruh Finance Home Loan – INSTANT QUOTES ONLINE

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Gruh Housing Finance Home Loan

Gruh Finance Limited, one of the leading Housing Finance Company in the country rendering its services to the people of India with its exciting and most beneficial home loans. Keeping in mind customers’ varied needs, Gruh Finance Limited Home Loan is equipped with a bunch of favourable features, viz. Attractive rates of interest, Convenient loan disbursement process, Insurance options to cover your home loans at attractive premium, fast turnaround time and lots more. Know your Home Loan Eligibility with Home Loan Eligibility Calculator and get your preferred home loan approved within a few days.

Gruh Finance Limited Home Loan Features

  • Robust service delivery model.

  • Customised home loan products to suit your Home Loan requirements.

  • Longer tenure for smaller EMIs.

  • Annual Amortisation option, Monthly Amortisation option & Daily Amortisation Option available.

  • Variable Rate of interest loans, Semi-fixed Rate of interest & Fixed rate of Interest Loan option.

  • Flexible Installment Plan (FLIP): Perfectly Designed to meet the needs of multiple earning members of the family whose earning age ends at different points of time and available only on fixed rate loans.

  • Pension FLIP: This product basically takes into consideration the combined income of the family members which includes salary income and pension. This product is available only at fixed rate of interest.

  • Step Up Repayment Facility: This product is available at fixed rate of interest. Here the installments are kept low in the initial years.

Gruh Finance Limited Home Loan Products

1) Gruh Surakhsa Home Loan

  • Loan offered to salaried individuals & professionals.

  • Loan tenure is of 25 years

  • Loan amount is offered up to maximum 75%, 80% & 85% of the property cost.

2) Gruh Suvidha Home Loan

  • Loan offered to professionals and self-employed persons based on appraised income.

  • Loan tenure is of 15 years

  • Loan amount is offered up to maximum 75%, 80% & 85% of the property cost.

  • Multiple interest computation options like fixed, semi-fixed and variable.

3) Gruh Sajavat home Loan

  • Loan offered to self-employed individuals and professionals for the purpose of repair or renovation of existing residential units in cities, villages or town.

  • Loan tenure is of 15 years.

  • Loan amount is offered up to maximum 75%, 80% & 85% of the property cost.

4) Gruh Samruddhi Home Loan

  • Loan for professionals for purchase office premises for business purposes.

  • This particular loan is available at variable interest rate options and monthly amortization.

  • Loan amount is offered up to maximum 75%, 80% & 85% of the property cost.

  • Loan tenure is of 15 years.

Gruh Housing Finance Home Loan Interest Rate

Loan Products

Rate of Interest

Gruh Surakhsa

8.45%-14.15%

Gruh Suvidha

8.95%-15.35%

Gruh Sajavat

9.30%-12.45%

Gruh Samruddhi

11.45%-15.35%

Gruh Housing Finance Home Loan EMI Calculator

Gruh Housing Finance Home Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Gruh Finance Home Loan Eligibility

  • Indian citizen with verified and regular source of income

  • Self- employed or salaried with valid documents

  • Minimum 18 years to less than 65 years

  • The applicant must earn more than minimum income required.

  • A suitable third party guarantee may be obtained.

Gruh Finance Home Loan Documents Required

  • Duly filled in application form with photograph

  • Identity proof and residence proof

  • Processing fee cheque, latest 3 months bank statement

  • Latest salary slip & current dated salary certificate with the latest Form 16 for salaried persons.

  • Latest Bank statement and Latest ITR or Form 16 for self-employed professionals

  • Other documents may also required as per parameters set by the banks.

Gruh Finance Home Loan Prepayments

  • 2% of the loan amount at Fixed rate of interest

  • Nill charges if the loan amount is availed at variables rate of interest.