(Updated on 18.03.2019) Personal Loan Ghaziabad – Compare & Fast Approval on Personal Loan in Ghaziabad on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan Ghaziabad Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
PERSONAL LOAN IN GHAZIABAD – QUICK, EASY & INSTANT APPROVAL ONLINE
Personal Loans in Ghaziabad
Personal loan in Ghaziabad can be availed at attractive interest rates with affordable EMIs. Personal loans can be availed for many purposes like wedding expenses, business purpose, Traveling, etc. At loansninsurances.com we have arranged the list of top banks according to their interest rates, charges and personal loan products. An Individual can easily calculate his personal loan EMI with our EMI calculator and can easily check his Personal loan eligibility at Loansninsurances.com.
Personal Loans in Ghaziabad Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Personal Loans in Ghaziabad Documents Required
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan in Ghaziabad?
An individual can easily apply for personal loan in Ghaziabad through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.
Personal Loans in Ghaziabad – Banks for Personal Loan Contact Address
ING Vysya Bank > Near Gurudwara, Main Hapur Rd, Navyug Market, Naya Ganj, Ghaziabad, Uttar Pradesh 201001 1800 420 9900
Bank of Baroda > Shri Pradeep Tyagi Marg, Block 15, Sector 10, Raj Nagar, Ghaziabad, Uttar Pradesh 201002 1800 22 3344
Fullerton India > Scf-29 1st Floor, Sector 14, Old Delhi Gurgaon Road, Old Delhi Gurgaon Road, Gurgaon, Haryana 122001
State Bank of India > Shop No -23 ,Panchsheel Wellington, Crossing Republic, Ghaziabad, Uttar Pradesh 201009
Syndicate Bank > 4A, Dasna Gate, Basant Rd, Maliwara, Nehru Nagar, Ghaziabad, Uttar Pradesh 201001
HDFC Bank > D – 44 RDC Raj Nagar, Raj Nagar, Ganesh Puri, Ghaziabad, Uttar Pradesh 201001
ICICI Bank > Ashok Marg, Block 15, Sector 10, Raj Nagar, Ghaziabad, Uttar Pradesh 201002
Axis Bank Ltd > BG- 1, BF- 1, Plot No. 3, Vaibhav Khand, Aditya City Centre, Indirapuram, Ghaziabad, Uttar Pradesh 201012
Union Bank Of India > Niralas Eden Park, GH-5 Ahinsa Khand II, Opposite Rail Vihar, Indraprapuram, Ghaziabad, Uttar Pradesh 201014
Yes Bank > Shop No. B-2, Near Police Chowki, Chandra Gupta Marg, Block 15, Sector 10, Raj Nagar, Ghaziabad, Uttar Pradesh 201002
Syndicate Bank > Nai Basti Dundahera, Ghaziabad, Uttar Pradesh
Punjab National Bank > Navyug Market, Old Munsfi Rd, Sihani Gate, Naya Ganj, Ghaziabad, Uttar Pradesh 201001
Bajaj Finserv > B – 11 , 1st Floor, Sector – 16, Vardhman plaza,, Above Blue Dart Office, Opp. Metro Station, Noida, Uttar Pradesh 201301 1800 209 4151