(Updated on 18.03.2019) Personal Loan Lucknow – Compare & Fast Approval on Personal Loan in Lucknow on the basis of ☛ Interest Rate ☛ Loan Amount ☛ Repayment ☛ Eligibility ☛ Processing Fee from top PSU, Private Banks & NBFCs.
Personal Loan Lucknow Interest Rates
|Bank Name||Interest Rates||Tenure|
|SBI||11.95%||1 – 5 Years|
|HDFC Bank||11.49%||1 – 5 Years|
|ICICI Bank||11.59%||1 – 5 Years|
|BAJAJ Finserv||14.25%||1 – 5 Years|
|RBL Bank||14.50%||1 – 5 Years|
|Kotak||11.50%||1 – 5 Years|
|Axis Bank||15.50%||1 – 5 Years|
|HSBC Bank||11.49%||1 – 5 Years|
|Fullerton India||15.75%||1 – 4 Years|
|Standard Chartered||11.49%||1 – 5 Years|
|CitiBank||10.99%||1 – 5 Years|
|Yes Bank||14.00%||1 – 5 Years|
Personal Loan in Lucknow – QUICK, EASY & INSTANT APPROVAL ONLINE
Personal Loan In Lucknow
Lucknow city is popularly known as the ‘the city of Nawabs‘. Situated on the banks of the river Gomti, it dates back to the time of the Suryavanshi dynasty. In the olden times, it served as the capital of the nawabs of Awadh and it is one of the reasons why it is also called as the city of the Nawabs.The era of the nawabs also gifted Lucknow with the literature, music, dance and arts and crafts that draw tourists here.
If you need any extra money to fund your immediate personal financial requirement for various purposes such as wedding, education, home renovation, medical emergency, holiday trip, etc. Then a personal laon can be the best choice. Personal loan in Lucknow can be availed from the major banks at the most competitive interest rates, long tenure, with no security, nominal processing fee and with instant loan disbursal.
The list of top banks which we have provided according to their interest rates, charges and personal loan products will help you select the best personal loan. Get the best personal loan to meet your financial requirements.
Personal Loan In Lucknow EMI Calculator
Personal Loan In Lucknow EMI Calculator
|Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Personal Loans in Lucknow Eligibility Criteria
|Bank Name||Age||Income||Minimum Loan||Maximum Loan||Guarantor Required||BT Options||Job Experience|
|HDFC Bank||Be 21-60 years of age.||Be earning at least Rs. 12,000/- per month net income (Rs. 15,000/- in Mumbai, Delhi, Coimbatore, Chennai, Calcutta, Ahmedabad, cochin)||Rs. 50,000/-||Rs. 15,00,000/-||Yes||Yes||Have had a job for at least 2 years, and a minimum of 1 year with your current employer.|
|State Bank of India – SBI||Minimum 21 Years||Rs.24,000/- in metro and urban centres
& Rs.10,000/- in rural/semi-urban centres
|Rs. 50,000/-||Rs. 10,00,000/-||Yes||NA||1 Year in current Job / Profession|
|ICICI Bank||Be 23 – 58 years of age||Salaried individuals with minimum monthly income Rs.17,500 (Rs.25,000 for applicants residing in Mumbai & Delhi; Rs.20,000 for applicants residing in Chennai, Hyderabad, Coimbatore, Pune & Kolkata)||Rs 50,000/-||Rs 15,00,000/- depending on your eligibility||Yes||Yes||1 Year in current Job / Profession|
|Citi Bank||Be 21 – 60 years of age||Minimum Annual Income: Rs.2,40,000/-||Rs. 40,000/-||Rs. 30,00,000||No||NA||Permanent / Confirmed employee|
|Axis Bank||Be 21-58 years of age||Minimum Net Monthly Income: Rs 15,000||Rs. 50,000/-||Maximum loan available: Rs 15 lacs||Optional||Yes||Minimum 1 year of cumulative experience for both salaried individual/professional. Salaried Doctors|
|Fullerton India||Be 21-60 years of age||Rs. 12,500/- & above||Rs. 40,000/-||You can avail up to ` 20 Lakhs||Yes||Yes||No. of years in employment 3 years & above and Current Experience 6 months & above|
|Union Bank of India – UBI||Minimum Age 18 Years||Should be from the salaried class, having regular source of income and having salary account with our bank.||NA||Up to Rs. 5 Lakh||Yes||NA||NA|
|Bajaj Finserv||NA||You are drawing a monthly net salary of Rs. 40,000||Rs. 100,000||Up to Rs. 18 Lakh||Yes||Yes||NA|
|Punjab National Bank – PNB||No Age Criteria Provided||Rs.15000 per month for eligible customers at Metro Centers;Rs.12500 per month for Urban centres||Rs. 50000/-||Rs. 500000/- depending upon the repaying capacity||Yes||NA||NA|
Personal Loans in Lucknow Documents Required
|For salaried person||For self-employed|
|Application form with photograph||Application form with photograph|
|KYC documents||KYC documents|
|Last 3 months bank statements||Last 6 months bank statements|
|Last 3 months salary slip||Residence Proof|
|Form 16(ITR)||Form 16(ITR)|
|Residence proof||Proof of business existence|
|Office address proof|
|Last 3 years income tax returns|
Points to consider before applying for a Personal Loan:
Plan your budget and borrow only the amount you need.
Check your credit report for CIBIL score.
Repayment period of personal loans is between 1 to 5 years, so choose a loan amount which you can repay on time, according to your financial conditions.
Look for the lowest processing fee and zero-penalty for prepayment option.
Check whether the bank offering personal loan at flat interest rates or floating interest rates.
How to apply for Personal loan in Vadodara?
An individual can easily apply for personal loan in Vadodara through Loansninsurances.com. Just log on to the registration page of the website and enter the required details and submit the requisite documents online. Both existing and new customer can apply for the personal loan. You can compare Personal loan interest rates of different banks at Loansninsurances.com.
Personal Loans in Lucknow – Banks for Personal Loan Contact Address
State Bank of India > Lohiya Park Rd, Vipul Khand 3, Gomati Nagar, Lucknow, Uttar Pradesh 226010
ICICI Bank > Bhootnath Market, Bhootnath Market, Near Faizabad Road, Indira Nagar, Lucknow, Uttar Pradesh 226016
HDFC Bank > A-1/15, Puraniya Chauraha, Puraniya Chauraha, Near Sitapur Road, Aliganj, Lucknow, Uttar Pradesh 226020
Axis Bank > Shivaji Marg, Lalkuan, Lucknow, Uttar Pradesh 226001
Citi bank 17/1 , Amren House,, Ashok Marg, Hazratganj, Lucknow, Uttar Pradesh 226001
Bank of India > Khun-Khun Ji Road Chowk Lko, Khun-2 ji road chowk lko, Chowk, Chowk, Lucknow, Uttar Pradesh 226003
Union Bank of India > 2nd Floor, Sahara Towers, Kapoorthala Complex, Kapoorthala Rd, Chandralok, Lucknow, Uttar Pradesh 226024
INGVYSYA BANK > 1, Shahnajaf Road, Opposite Saharaganj, Hazratganj, Lucknow, Uttar Pradesh 226001
Fullerton India > Gautam Buddha Marg, Naka Hindola, Lucknow, Uttar Pradesh 226001 1800 103 6001
Bank of Baroda > Awadh Tower, Naval Kishore Road, Naval Kishore Road, Near LIC Building, Hazratganj, Lucknow, Uttar Pradesh 226001
Bajaj Finserv > A-28, Ii Floor, Faizabad Road,, Opp. Ravindra Petrol Pump, Indira Nagar, Lucknow, Uttar Pradesh 226016
HSBC Bank > 24, Shahnajaf Road, Shahnajaf Road, Near St. Francis College, Hazratganj, Lucknow, Uttar Pradesh 226001