Indiabulls Home Loan Interest Rate and EMI Calculator JAN 2017

India Bulls Home Loan EMI Calculator JAN 2017Get Instant Quick & Easy Approval on India Bulls Bank Home Loan. provide a simple tool to calculate your Home Loan EMI on the basis of ✓ Interest Rate ✓ Loan Tenure ✓ Processing Fee ✓ Eligibility ✓ Best Offers & more.

Indiabulls Housing Finance Home Loan- Instant Quotes Online

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Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Indiabulls Home Loan / Indiabulls Housing Finance

Indiabulls provides feasible and attractive Home Loans to meet the varied needs of every home loan borrowers. Indiabulls Home Loan can be availed to purchase a plot, construct a house, to buy a ready built house, repairs/upgradation/renovation of house/flat, etc. at competitive home loan rates.

India Bulls Home loans has a host of home loan products which can be availed for various purposes such as repairs, renovation, alteration of existing house, purchase of plot & construction of house, and lots more. Check your Home Loan Eligibility with the efffective tool- Home Loan Eligibility Calcualtor and get the best deals on home loans.

IndiaBulls Home Loan benefits

  • Approval of loan even if property is yet to be selected.

  • Online management of Loan account.

  • Funding available for NRI customers.

  • Facility for funding for builder’s under construction and ready properties.

  • Home loan counseling services.

  • 5000+ pre-approved projects

  • Balance Transfer with reduced interest rates and EMI’s.

  • No pre-payment / foreclosure charges on home loans.

Indiabulls home loan interest rate

Home Loans Variable Rate
Loan Amount Rates Of Interest

Upto and including Rs 300 lacs

9.40% to 11.25%

More than Rs 300 lacs

10.25% to 11.75%

Home Loans Fixed & Floating

Loan Amount Rates Of Interest

Upto and including Rs 75 lacs

9.95% to 10.90%

More than Rs 75 lacs & Upto 150 Lacs

10.10% to 11.10%

More than Rs 150 lacs

10.40% to 11.75%

Indiabulls Housing Finance EMI Calculator

Indiabulls Housing Finance EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Home loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Indiabulls Home Loan Eligibility

  • Major individual, resident or non-resident, having a regular source of income.

  • Your age on the maturity of the loan is less than retirement age if you are a salaried employee & below 65 years, if you have a business.

  • The total deductions do not exceed 60% of your gross income, including the loan installment of the proposed loan.

  • Spouses/Co-applicants income can be clubbed to enhance home eligibility.

Indiabulls Home Loan Documents Required

  • Application form with photograph

  • Identity and Residence Proof

  • Last 6 months bank statements

  • Processing fee cheque

  • Copies of Title Documents of Agricultural Land depicting Land holding

  • Form 16

  • Statement of last 2 years of loans availed

  • Business Profile and Last 3 years Income Tax returns (self and business)

  • Last 3 years Profit /Loss and Balance Sheet

  • Education Qualifications Certificate and Proof of business

Indiabulls Home Loan Pre-payments

1) For Individuals (all borrowers / co-borrowers are Individuals)

For floating rates of interest

No pre-payment fees for partial or full pre-payments.

Fixed n Floating (Dual Rate) Loans

  • No pre-payment fees for partial or full pre-payments irrespective of the source if the loan has been converted into Floating Interest loan before the expiry of the Fixed Interest Rate period.

  • No pre-payment fees for partial or full pre-payments during the Fixed Interest Rate period of the loan where the loan is pre-closed from own sources. However, for any such partial or full pre-payment from other sources rather than bank or any financial institutions during the Fixed Interest Rate period of the loan will levy a fee of 2% of the amount prepaid.

2) Non-Individual(i.e. one of the borrowers/co-borrowers is a Company, Firm, HUF,LLP ,Trust , Society or a Proprietorship entity)

Floating Rate Loans & Fixed n Floating (Dual Rate) Loans

  • Nil pre-payment fees applicable for all payments up to 25% of the principal outstanding (POS) inclusive of all prepayments made within preceding 12 months.

  • Where pre-payment amount exceeds 25% of principal outstanding (POS), inclusive of all prepayments made within preceding 12 months, then the amount prepaid in excess of 25% of POS will levy fees as applicable.

  • Pre-payment / Foreclosure fees applicable on foreclosure payments inclusive of all prepayments made within preceding 12 months.

  • Pre-payment / Foreclosure fees of 2% applicable; unless specifically mentioned in the borrowers’ loan agreement.

  • Services Tax as applicable on pre-payment / foreclosure fees.

Indiabulls Home Loan Processing Charges

Loan Amount

Processing Fees

Upto Rs 28 lacs

Upto Rs 10,000

Rs 28.01 lacs to Rs 300 lacs

Upto 0.50%

Over Rs 300 lacs

0.50% to 1.00%

Indiabulls Home Loan Margin

Loan amount


Up to Rs. 30 lacs


Above Rs. 30 lacs and up to Rs. 75 Lacs


Up to 80% and for loans above Rs 75 Lacs