Punjab National Bank Personal Loan Interest Rate for PNB Personal Loan for Public and PNB Personal Loan to Pensioners is based on MCLR. PNB Personal Loan is calculated on the basis of Marginal cost of funds Lending Rate (MCLR) which is currently 8.75%.
PNB Personal Loan Scheme for Public can be availed by salaried, self-employed individuals as well as defence personnel to meet any personal needs. Apply for PNB Personal Loan Scheme at low interest rate, low processing fee.
PNB Personal Loan to Pensioners can be applied by pensioners drawing their pension through PNB Branches. PNB charges zero processing fee and low interest rate on PNB Personal Loan to Pensioners.
Read the table below for PNB Personal Loan Interest Rate
|PNB Personal Loan Interest Rate|
|PNB Personal Loan for Public|
|Personal Loans upto Rs. 10 lakh – For individuals whose salary is being disbursed through PNB branches only (including Defence Personnel)||MCLR + 3.55%.|
|Personal Loans above Rs. 5 lakh and upto Rs. 10 lakh – For other categories i.e. applicants having salary account with other banks.||MCLR + 4.55%|
|Personal Loans upto Rs. 5 lakh – For individuals availing the loan under check-off facility (including Defence Personnel)||MCLR + 5.55%|
|Personal Loan For Others upto Rs. 5 lakh||MCLR + 6.55%|
|PNB Personal Loan to Pensioners|
|MCLR + 2.80%|