Home Loan in Lucknow – Compare Interest Rate Starting From 8.35% Onwards

 

(Updated on 06.09.18) Home Loan in Lucknow September 2018 – Compare Interest Rates from top 20 Banks & Housing Finance Companies and get quotes on home loan on the basis of ✓ Interest Rate ✓ Eligibility ✓ Loan Tenure ✓ Processing Fee & more.

HOME LOAN IN LUCKNOW – INSTANT QUOTES ONLINE

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Disclaimer: We do not provide Home Loans but help you to connect with banks to get best deals.
All loans are on sole discretion on the respective banks

Lucknow is the capital city of Uttar Pradesh. It is the second largest city in North India and commonly known as The City of Nawabs. It continues to be an important centre of governance, administration, education, finance, technology and tourism.

If your are planning to settle down in ‘The City of Nawabs’ then it will be one of the biggest achievements in your life. If you are looking for a home or a flat in Lucknow then there are major banks and HFCs who are offering home loan to the individuals at affordable interest rates, longer loan tenure, processing fee, door-step service, etc.

Loansninsurances.com provides you a list of top banks according to their interest rates, charges and home loan products. An Individual can easily calculate his home loan EMI with our home loan EMI calculator and can easily check his home loan eligibility.

Home Loan In Lucknow Interest Rates

Bank Name Interest Rates
Bank of Baroda 8.35% – 8.55%
Central Bank of India 8.50%
DHFL 8.60% – 8.70%
SBI – State Bank Of India 8.35% – (For Women), 8.40% – 8.70% (For Others)
HDFC Ltd 8.35% – 8.50%
ICICI Bank 8.35% – 8.50%
Allahabad Bank 8.85%
Andhra Bank 9.50% – 9.70%
AXIS Bank 8.35%
Bank of India 8.65% – 8.70%
Bank of Maharashtra 8.95% – 9.05%
Canara Bank 8.65% – 8.75%
Citibank 8.80%
Corporation Bank 8.85%
Dena Bank 8.55% – 8.80%
Deutsche Bank 10.50%
Development Credit Bank 10.60%
Dhanalakshmi Bank 10.35% – 10.60%
Edelweiss 10.50%%
Federal Bank 9.57% – 9.82%
GIC Housing Finance 10.25%
Gruh Finance Limited 9.75% – 15.25%
HSBC Bank 8.85%
IDBI 8.55% – 8.60%
India Infoline Housing Finance Ltd. 9.55% – 10.50%
Indiabulls Housing Finance Limited 8.65%(For Women) – 8.70%(For others)
Indian Bank 8.60%
Indian Overseas Bank 8.65% – 8.90%
Indusind bank 10.60%
Karnataka Bank 9.50% – 9.75%
Kotak Bank 8.75%
L&T Housing Finance 9.65% – 10.25% (for Salaried/ SEP) 9.65%-10.50%(SENP)
LIC Housing 8.50% – 8.70%
Oriental Bank of Commerce 8.60% – 8.70%
PNB Housing Finance 8.50% (for Salaried/ SEP for first 12 Months) 9.10% (For SENP for first 12 months)
Punjab National Bank 8.65% – 8.75%
Reliance Home Finance Private Ltd. 10.60%
Shriram housing finance 15.00%
Shubham Housing Development Finance Company 12%-14%(For Salaried) – 15%-17%(For Self-employed)
Standard Chartered 9.35%
State Bank of Travancore 9.20% – 9.45%
Syndicate Bank 8.75%
Tata capital Housing Finance ltd 8.65%(For Women) – 8.90%(For Others)
UCO Bank 8.75% – 8.90%
Union Bank of India 8.75% – 8.80%
United Bank of India 8.80%
Vijaya Bank 8.90%
SRG Housing Finance 15% to 30%
State Bank of India- List of Branches
Main Road, Near Aminabad, Near Tusita Silayi Centre, Aminabad, Lucknow, Uttar Pradesh 226018
K K C College Complex,a P Sen Road,lucknow 226001
Ashiana,dr Rml Law Univrersity,ashiana,disttlucknow,distlucknow226012
Ist Floor, 1437 Jankipuram Extension, Jankipuram, Lucknow, Dist:lucknow-226021
Ganeshganj,lucknow,uttar.pradesh,pin.226001.
Air Force Complex, Kanpur, Lucknow
Chinhat,chinhat,a3,gata No150,in Front Of Thana Chinhat,disttlucknow226016
Saubhagya Bhavan Near All India Radio,19 By C,vidhansabha Marg,lucknow 226001 Up
Afs Complex, Sarsawa, Distt Sahranpur, Up 247232
Telibagh,gomtivihar Colony,vrindavan,disttlucknow,distlucknow226002
16,vidhan Sabha Marg, Lucknow,lucknowlucknow, Uttar Pradesh,pin-226001
Punjab National Bank- List of Branches
94, M.g.road, Lucknow, Up – 226001
Aish Bagh, Lucknow, Up – 226004
Cp-1 Sector-3 Chandrika Tower Jankipuram Extension,lucknow Up 226016
Kendriya Bhawan Cpwd Blding Aliganj Lucknow Up 226024
10 Ashok Marg Hazaratganj Lucknow Uttarpradesh 226001
B-148 Sector-p Aliganj,lucknow Uttar Pradesh 226024
Halwasia Building, Hazratganj, Lucknow, Up – 226001
Vpo Ain, Distt. Lucknow Up 226005
Bank of Baroda- List of Branches
Alambagh Branch,alambagh,lucknow,226004
Aligunj Ec, Pashu Palan Nideshalaya Lucknow 226 024
Cantt. Road Branch,33, Cantt. Road,lucknow,226001
Khasra No. 476, Sadarpur, Gosaiganj, Dist. Lucknow, Up – 227125
Aligunj Extn Branch,a 1 4 Sect.a Aliganj Lucknow,lucknow,226024
4756, Vibhav Khand,gomtinagar,lucknow,lucknow Dt,uttar Pradesh 226010
Aminabad Branch,443,ganga Prasad Road,pb No-227,aminabad,lucknow,lucknow,226001
Bank Of Baroda, B-23, Vibhutikhand, Gomtinagar, Lucknow, Uttar Pradesh – 226010
Bank of India- List of Branches
Aishbagh,manohar Niwas, 278 81,,aishbagh Road,,lucknow,226004,uttar Pradesh
Sultanpur Road, Arjunganj, Distt Lucknow Utter Pradesh, 226 002
Village & Post Dhedhemautehsil Malihabad,district Lucknow,uttar Pradesh – 227 111.
Near Shubham Cinema, Avadh Market, 5,cant Road, Kaiserbagh, Lucknow – 226001.
Aliganj,pragati Kendra, Kapoor,commercial Complex,,lucknow,226006,uttar Pradesh
Ashok Marg,mull Building,ashok Ma,pb No. 321,lucknow,226001,uttar Pradesh
Raj Bhawan,ujjairi Sarai Kakori Distt Lucknow 227107
Aminabad,shakti Bldg, 35,,niyamatula Rd,aminabad,lucknow,226018,uttar Pradesh
Canara Bank- List of Branches
565 K 100, Amrudahibagh,, Kanpur Road 226 005,
Village & Post – Goila, Dist Lucknow (up) – 227208
39, Aditya Bhavan, Aminabad,, Lucknow 226018
Academy, Vipin Khand, Gomatinagar, Lucknow (u.p.) – 226010
# 103, Siddique Plaza Munshi Pulia Crossing Sector 12, Indiranagar, Lucknow
Canara Bank, Sector J, Janakipuram, Kursi Road, Lucknow-226021
# 29, Khunkhunji Road,, C H O W K,, Lucknow, (uttar Pradesh) – 226003
Accounts Section, 4 Sapru Marg, Lucknow-226001
Allahabad Bank- List of Branches
Agriculture Directorate, Krishi Bhawan, Lucknow, Uttar Pradesh
Khasra No 1202, Village Ahimamau, Amar Shaheed Path, Lucknow 226002
Iim Road, Sitapur Road Lucknow U.p. Lucknow Uttar Pradesh 226020
274 292, Aish Bagh Road Rajendranagar, Aish Bagh Lucknow – Uttar Pradesh 226004
551j 122,joshi Bhawan,talkatora Road,near Alambagh Crossing,dist-lucknow,pin-226005
2. Cp 219 New National Complex, E Block, Rajaji Puram, Lucknow
Plot No. 4 Shaheed Bhagat Singh Ward, Takrohi Bazar Lucknow
Vishal Khand – Ii, Gomti Nagar, Lucknow Lucknow Uttar Pradesh
Union Bank of India- List of Branches
32 Battalion Pac, Kanpur Road, Lucknow, Pin Code : 226012
At Post Amethi Dist.lucknow Uttar Pradesh Pin 227120
Kanchan Market Chowk Lucknow Uttar Pradesh Pincode 226003
29, Hazratganj, P.b. No. 101,lucknow, Uttar Pradesh,pin – 226 001.
Vikramshila Gyan Mandir, Kanpur Road,sarojini Nagar, Hydle Colony,lucknow, U.p. – 226 008.
Unity College,hussainabad,lucknow-226003,uttar Pradesh.
551 Jha 146,atmaram Plaza, Alambagh,kanpur Road, Ramnagar, Lucknow,uttar Pradesh, Pin – 226 005.
Behind Basant Cinema,hazratganjlucknow, Uttar Pradesh,
IDBI Bank- List of Branches
565k 183, Sneh Nagar Alambagh,kanpur Road,lucknow,uttar Pradesh226005
5 34 Vishal Khand,capt Manoj Pandeycrossing, Gomti Nagar, Lucknow,uttar Pradesh,226010
17329,dr.b.n Verma Road,aminabad,lucknow
J.c. Complex, Faizabad Road,indranagar (nr Arora Auto Centre),lucknow,2260016
Idbi Bank(rac),3rd.floor, Kishan Sahakari Bhavan,mg Road, Hazratganj, Lucknow-226001, Up
Adjacent To Allahabad Bank,naka Satrik Barabanki-225001
Radhey Krishna Building, Raebareilly Road, Kalli Paschim, Lucknow-226025
Uttar Pradesh Co-operative Bank Ltd., Main Branch, Kisan Sahkari Bhawan, 2 M G Road, Lucknow – 226001

Fullerton India > Commercial House, Hazratganj, Lucknow, Uttar Pradesh 226001

HDFC Bank > Sahara Centre, Kapoorthala Rd, Ram Sanehi Ghat, Lucknow, Uttar Pradesh 226020

ICICI Bank > Commerce House, Hazratganj, Lucknow, Uttar Pradesh 226001  1800 22 4848

Bank of Baroda Bank > Panna Lal Road, Acharya Narendradev Marg, Daliganj, Lucknow, Uttar Pradesh 226020  1800 22 0400

LIC Housing Finance > 4/291, Vivek Khand, Near Manoj Pandey Chauraha, Gomti Nagar, Lucknow, Uttar Pradesh 226010

IDBI Bank > 2, Mirza Tower, Mahatma Gandhi Marg, Mahatma Gandhi Marg, Near Tulsi Theatre, Hazratganj, Lucknow, Uttar Pradesh 226001  1800 200 1947

HSBC > 24, Shahnajaf Road, Shahnajaf Road, Near St. Francis College, Hazratganj, Lucknow, Uttar Pradesh 226001

Citibank > Citibank Na, 17/1 Ashok Marg, Ground Floor, Ashok Nagar, Lucknow, Uttar Pradesh  1800 374 9700

Ing Vysya Bank > B-210, Vivek Khand, Vivek Khand, Near Manoj Pandey Chauraha, Gomti Nagar, Lucknow, Uttar Pradesh 226010

Eligibility Criteria for Home Loan in Lucknow

The documentation for Home loan varies from individual to individual. The requirements are based on your profession, income and loan requirement.

Bank Name Age Income Minimum loan Maximum Loan Guarantor Required BT Option Job Experience
HDFC Ltd 21-60 Years EMI limited to about 50%
of monthly income
NA Up to 80% of the cost of the property Yes Yes Not Required
ICICI Bank   Regular Source of Income should be there NA 80% of the cost of the property Yes Yes Not Required
SBI (State Bank of India) 18 to 70 years Availability of sufficient, regular and continuous source of income for servicing the loan repayment. NA Up to 90% Yes Yes Not Required
LIC Housing 18years to 60years Rs.15000 (p.m) NTH NA 85% of total Cost of the property including Stamp Duty and Registration Charges. Yes Yes 2 Year
PNB (Punjab National Bank) 18 years to 65 years Rs.15000 per month for eligible customers at Metro Centres;Rs.12500 per month for Urban centres NA upto 80% of the property cost Yes Yes Not Required
Citibank Minimum 23 NA Na up to 80% of the property value Yes Yes Not Required
Bank of Baroda Max-60 Years Up to Rs. 20,000/-p.m NA Upto 80% of the principal amount of home loan Yes Yes Not Required
Axis Bank 21 years Income: Rs 15,000 p.m NA up to 80% of the property value Yes Yes Not Required
Federal bank Minimum 24 years Income: Rs 15,000 p.m NA Up to 85% of project cost Yes Yes Not Required
PNB Housing Finance 18 to 65 Years Rs.15000 per month for eligible customers at Metro Centres;Rs.12500 per month for Urban centres NA upto 80% of the property cost. Yes Yes Not Required
HSBC Bank 21 to 58  years 5, 00,000 p.a NA upto 80% of the property cost. Yes Yes Not Required
ING Vysya 23years to 58years 1,20,000 p.a NA upto 80% of the cost of Property*. No Yes Not Required
Standard Chartered 21years to 60years Rs.1,80,000 (p.a) NA upto 80% of the cost of Property*. No Yes Not Required

Documents Required for Home Loan in Lucknow

✓ Photo ID and age proof
✓ Signed application form with photograph
✓ Processing fee cheque
✓ Last 6 months bank statement

Documentation for salaried applicants:

✓ Last 3 months salary – slips
✓ Form 16 or Income Tax Returns

Documentation for self-employed applicants:

✓ Last 3 years Income Tax Returns with computation of Income
✓ Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account

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