Home Loan in Gurgaon – Compare Interest Rate Starting From 8.35% Onwards

 

(Updated on 02.11.17) Home Loan in Gurgaon November 2017 Compare Interest Rates from top 20 Banks & Housing Finance Companies and get quotes on home loan on the basis of ✓ Interest Rate ✓ Eligibility ✓ Loan Tenure ✓ Processing Fee & more.

HOME LOAN IN GURGAON – INSTANT QUOTES ONLINE

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Home Loan in Gurgaon

Gurgaon (also known as Gurugram) has become a leading financial and industrial hub with the third highest per capita income in India. The city is popularly known as ‘Cyber City’ and ‘Millennium City’ as it has a number of IT companies.To target Indian market, many Multi-National Companies have their branches in Gurgaon considering it a best place to operate business.

To settle down in Gurgaon is not so feasible as property prices are very high due to heavy demands and also due to the place own’s essence. But the presence of all major banks and HFCs have made it easy for the individuals by offering them home loan at attractive interest rates, longer tenure, Flexible Repayment options, lowest EMIs and by providing door-step service.

Below we have provided the list of top banks according to their interest rates, charges and home loan products. An Individual can easily calculate his home loan EMI with our home loan EMI calculator and can easily check his home loan eligibility at loansninsurances.com.

Home Loan in Gurgaon Interest Rates

Bank Name Interest Rates
Bank of Baroda 8.35% – 8.55%
Central Bank of India 8.50%
DHFL 8.60% – 8.70%
SBI – State Bank Of India 8.60% – 8.65% (For Women), 8.65% – 8.70% (For Others)
HDFC Ltd 8.50% – 9.00%
ICICI Bank 8.65%
Allahabad Bank 8.85%
Andhra Bank 9.50% – 9.70%
AXIS Bank 8.65%
Bank of India 8.65% – 8.70%
Bank of Maharashtra 8.95% – 9.05%
Canara Bank 8.65% – 8.75%
Citibank 8.80%
Corporation Bank 8.85%
Dena Bank 8.55% – 8.80%
Deutsche Bank 10.50%
Development Credit Bank 10.60%
Dhanalakshmi Bank 10.35% – 10.60%
Edelweiss 10.50%%
Federal Bank 9.57% – 9.82%
GIC Housing Finance 10.25%
Gruh Finance Limited 9.75% – 15.25%
HSBC Bank 8.85%
IDBI 8.55% – 8.60%
India Infoline Housing Finance Ltd. 9.55% – 10.50%
Indiabulls Housing Finance Limited 8.65%(For Women) – 8.70%(For others)
Indian Bank 8.60%
Indian Overseas Bank 8.65% – 8.90%
Indusind bank 10.60%
Karnataka Bank 9.50% – 9.75%
Kotak Bank 8.75%
L&T Housing Finance 9.65% – 10.25% (for Salaried/ SEP) 9.65%-10.50%(SENP)
LIC Housing 8.50% – 8.70%
Oriental Bank of Commerce 8.60% – 8.70%
PNB Housing Finance 8.50% (for Salaried/ SEP for first 12 Months) 9.10% (For SENP for first 12 months)
Punjab National Bank 8.65% – 8.75%
Reliance Home Finance Private Ltd. 10.60%
Shriram housing finance 15.00%
Shubham Housing Development Finance Company 12%-14%(For Salaried) – 15%-17%(For Self-employed)
Standard Chartered 9.35%
State Bank of Travancore 9.20% – 9.45%
Syndicate Bank 8.75%
Tata capital Housing Finance ltd 8.65%(For Women) – 8.90%(For Others)
UCO Bank 8.75% – 8.90%
Union Bank of India 8.75% – 8.80%
United Bank of India 8.80%
Vijaya Bank 8.90%
SRG Housing Finance 15% to 30%

Home Loan in Gurgaon EMI Calculator

Home Loan In Gurgaon EMI Calculator

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Home Loan in Gurgaon Eligibility Criteria

Bank Name Age Income Maximum Loan Guarantor Required BT option Work experience
SBI Bank 18-70 years Min.10,000 p.m Up to 90% cost of property Yes Yes Not required
HDFC Ltd 21-60 years Min. 15,000 p.m Up to 80% cost of property No Yes Not required
ICICI Bank 18-60 years Min. 15,000 p.m 80% cost of property No Yes Not required
Axis Bank 21 years Min. 10,000 p.m Up to 80% No Yes Not required
CITIbank Minimum age should be 23 years NA Up to 10 crore Yes Yes Upto 2 years
DHFL Bank Minimum age should be 21 years Min. 15,000 p.m. Up to 5 crore No Yes 2 years
LIC HFC 18-60 years 1,80,000 p.a 80% of cost of property Yes Yes 2 year
Bank of Baroda 21-60 years Upto 20,000 p.m Up to 80% of cost of property No Yes Not required

Home Loan in Gurgaon Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Form 16(ITR) Form 16(ITR)
Last 3 months salary slip Residence Proof
Last 6 months bank statements Last 6 months bank statements
Residence Proof Proof of business existence
  Last 2 years profit/loss statements
  Last 3 years income tax returns

Home Loan in Gurgaon – Bank Branch, Contact Address

State Bank of India > Darbaripur Rd, Badshahpur, Sector 66, Gurgaon, Haryana 122018

Punjab National Bank > Sector 33, Gurgaon, Haryana 122018  1800 180 2222

IDBI Bank > Market, Smt Santhosh Yadav Marg, Sector 31, Gurgaon, Haryana 122001 1800 200 1947

ICICI Bank > Sector 10A, SCO-8, Huda Shopping Centre, Near Hero Honda Chowk, Gurgaon, Haryana 122001

HSBC Bank > Sector 45, Gurgaon, Haryana 122003

Axis Bank > HUDA MARKET,SECTOR 46, SCO 120, Basement, Ground & 1st Floor, Gurgaon, Haryana 122001

HDFC Bank > Khandsa Road, Near DAV Public School, Opp. Sector 10A, Gurgaon, Haryana 122001

ING Vysya Bank > SCO 90, Sector 22, Major Sushil Aima Marg, Udyog Vihar, Gurgaon, Haryana 122017

DHFL > 5, M.g.road, Opp. Sbi Main Branch,, Gurgaon, Haryana, Gurgaon, Delhi Ncr 122001

Bank of Baroda > Delhi Rd, Sector 13, Gurgaon, Haryana  1800 22 3344