Home Loan in Chandigarh – Compare Interest Rate Starting From 8.35% Onwards

 

(Updated on 06.12.17) Home Loan in Chandigarh December 2017Compare Interest Rates from top 20 Banks & Housing Finance Company and get quotes on home loan on the basis of ✓ Interest Rate ✓ Eligibility ✓ Loan Tenure ✓ Processing Fee & more.

HOME LOAN IN CHANDIGARH – INSTANT QUOTES ONLINE

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Home Loan in Chandigarh

Chandigarh, one of the beautiful city of India. It is a union territory of India that serves as the capital of Haryana and Punjab. As a union territory, the city is governed directly by the Union Government and is not part of either state. Chandigarh is the first ever planned city in India. Being a well-planned city, it has been included in the list of world’s renowned cities and for its quality of life.

Buying a home on your own is not that easy as property rates always fluctuate. But, banks and HFCs have made it easy for the individuals by offering them home loan at lower interest rates with attractive EMIs. With the several home loans in Chandigarh, an individual can choose the best home loan from various banks and HFCs, according to your requirement.

At loansninsurances.com we have provided a list of top banks according to their interest rates, charges and home loan products. An Individual can easily calculate his home loan EMI with our home loan EMI calculator and can easily check his home loan eligibility.

Home Loan in Chandigarh Interest Rates

Interest rates on home loan vary from bank to bank as every bank has their own home loan interest rates according to their policies. Some banks offer home loan at lower interest rates and some at higher interest rates. Interest rates of the banks providing home loan in Chandigarh are as follows:

Bank Name Interest Rates
Bank of Baroda 8.35% – 8.55%
Central Bank of India 8.50%
DHFL 8.60% – 8.70%
SBI – State Bank Of India 8.60% – 8.65% (For Women), 8.65% – 8.70% (For Others)
HDFC Ltd 8.50% – 9.00%
ICICI Bank 8.65%
Allahabad Bank 8.85%
Andhra Bank 9.50% – 9.70%
AXIS Bank 8.65%
Bank of India 8.65% – 8.70%
Bank of Maharashtra 8.95% – 9.05%
Canara Bank 8.65% – 8.75%
Citibank 8.80%
Corporation Bank 8.85%
Dena Bank 8.55% – 8.80%
Deutsche Bank 10.50%
Development Credit Bank 10.60%
Dhanalakshmi Bank 10.35% – 10.60%
Edelweiss 10.50%%
Federal Bank 9.57% – 9.82%
GIC Housing Finance 10.25%
Gruh Finance Limited 9.75% – 15.25%
HSBC Bank 8.85%
IDBI 8.55% – 8.60%
India Infoline Housing Finance Ltd. 9.55% – 10.50%
Indiabulls Housing Finance Limited 8.65%(For Women) – 8.70%(For others)
Indian Bank 8.60%
Indian Overseas Bank 8.65% – 8.90%
Indusind bank 10.60%
Karnataka Bank 9.50% – 9.75%
Kotak Bank 8.75%
L&T Housing Finance 9.65% – 10.25% (for Salaried/ SEP) 9.65%-10.50%(SENP)
LIC Housing 8.50% – 8.70%
Oriental Bank of Commerce 8.60% – 8.70%
PNB Housing Finance 8.50% (for Salaried/ SEP for first 12 Months) 9.10% (For SENP for first 12 months)
Punjab National Bank 8.65% – 8.75%
Reliance Home Finance Private Ltd. 10.60%
Shriram housing finance 15.00%
Shubham Housing Development Finance Company 12%-14%(For Salaried) – 15%-17%(For Self-employed)
Standard Chartered 9.35%
State Bank of Travancore 9.20% – 9.45%
Syndicate Bank 8.75%
Tata capital Housing Finance ltd 8.65%(For Women) – 8.90%(For Others)
UCO Bank 8.75% – 8.90%
Union Bank of India 8.75% – 8.80%
United Bank of India 8.80%
Vijaya Bank 8.90%
SRG Housing Finance 15% to 30%

Home Loan in Chandigarh EMI Calculator

Home Loan In Chandigarh EMI Calculator

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Home Loan in Chandigarh Eligibility Criteria

Bank Name Age Income Maximum Loan Guarantor Required BT option Work experience
SBI Bank 18-70 years Min.10,000 p.m Up to 90% cost of property Yes Yes Not required
HDFC Ltd 21-60 years Min. 15,000 p.m Up to 80% cost of property No Yes Not required
ICICI Bank 18-60 years Min. 15,000 p.m 80% cost of property No Yes Not required
Axis Bank 21 years Min. 10,000 p.m Up to 80% No Yes Not required
CITIbank Minimum age should be 23 years NA Up to 10 crore Yes Yes Upto 2 years
DHFL Bank Minimum age should be 21 years Min. 15,000 p.m. Up to 5 crore No Yes 2 years
LIC HFC 18-60 years 1,80,000 p.a 80% of cost of property Yes Yes 2 year
Bank of Baroda 21-60 years Upto 20,000 p.m Up to 80% of cost of property No Yes Not required

Home Loan in Chandigarh Documents Required

For salaried person For self-employed
Application form with photograph Application form with photograph
KYC documents KYC documents
Form 16(ITR) Form 16(ITR)
Last 3 months salary slip Residence Proof
Last 6 months bank statements Last 6 months bank statements
Residence Proof Proof of business existence
  Last 2 years profit/loss statements
  Last 3 years income tax returns

Home Loan in Chandigarh – Bank Branch, Contact Address

State Bank of India- List of Branches
Sector 17, Chandigarh. Pincode 160017
SCO No. 2915-16, 22C, Sector 22, Chandigarh, 160022 1800 425 3800
Sector 1, Chandigarh, Haryana,pin – 160001
Sco 5 6,ward No 15chandigarh Raod Khararmohali Dist Punjab 140301
Sector-12,chandigarh,chandigarh Chandigarh 160012
Specialised Comm. Branch, Sco 103-106, Sec-17 B, Chandigarh
Booth No 51 Sec-40 C Chandigarh 160036
Attawasector 42 C Chandigarhchandigarh,pin-160036
Shopping Centre, Sco No-118,119,120, Sector-34a
Pu Sector 14,chandigarh,pin 160014
State Bank of Patiala- List of Branches
Sco-210, Sec-36d, Chandigarh
Sector-26 Grain Market, Chandigarh
Sector-38 C Chandigarh-160036
Sector 29 D, Chandigarh
Sector-22 B Sc O No-1106-1107
S C O No-838 Chd Kalka Shimla Road Mani Majra-160101
Sector-22d Sco No-7, Chandigarh
Sector -7 -Chandigarh-160019
Allahabad Bank- List of Branches
Sco No. 327, Sector-40 D, Chandigarh,pin-160036
Sco 49-50, 3rd Floor, Sec 17-b, Chandigarh
Shop Cum Office 154, Sector 15, Sonepat-haryana
Laxmi Sadan Building, Ground Floor, Opp. Thakur Public School, Thaskur Village, Kandivali East-400101
Sector-17b,sco-49-50, Banksquare Chandigarh-170016
Sco 23-24-25, City Centre Sector-34 A, Chandigarh, Pin- 160012
Punjab National Bank- List of Branches
Chandigarh, Sector 49 Haryana 160047
Retail Hub, Sco 28, Ff, Sec-33D, Chandigarh 160032
Sector 45B, Chandigarh
M.Rama, Sector 27-A, Chandigarh
Sco 125-127, Sector 17-B Madhya Marg, Chandigarh-160017
Currency Chest Back Off Chandigarh, Sct-17B Chandigarh 160017
Sector 16, Chandigarh160016
Scf 1-2, Sector 22 D, Chandigarh – 160022
IDBI Bank- List of Branches
Sco 55 – 56 – 57, Madhya Margsector 8
SCO 55-56-57, Sector 8C, Madhya Marg, Sector 8, Chandigarh, 160009 1800 22 1070
B-19-110/14, Lind Floor, 203carnival Shopping Centre, Mall Road
Sco-119-120,Sector-43/B,Basement,Chandigarh
Idbi Bank(Rac), Sco-72-73, 3rd. Floor, Sec-17 B, Bank’s Square, Chandigarh-160017
Plot No.149,Industrial Area,Phase 1,Chandigarh
Canara Bank- List of Branches
Sco No.117,118,119, Sector 17c Chandigarh 160017
Sco 836, Manimajra, Chandigarh 160022
Sco No.389, Sector 37 D, Chandigarh 160036
Sco 81, Sector 40-c, Chandigarh, Pin 160036
Chandigarh Sector 8, Sco 167-168 Sector-8 C, Chandigarh 160 018

Fullerton India > SCO.64, First Floor,Sector 17-C, Chandigarh, 160017

Bank of India > Sco 415-416, Sector 35 C, Chandigarh

Bank Of Baroda > S.C.O. 1120-21, Sector 22B, Chandigarh, 160022

HDFC Bank > SCO-382, Sector 37D, Sector 37, Chandigarh, 160036

ICICI Bank > The British School Campus, 44B, Sector 44B, Chandigarh, 160047

ING Vysya Bank > SCO 70-71, Ground Floor, Madhya Marg, Sector 8C, Chandigarh, 160009  1800 425 9900

HSBC Bank > Sector 9, Chandigarh  1800 266 3456

Citibank > Sco-132/133/134, Sector 9C, Madhya Marg, Chandigarh, 160017