Yatra SBI Credit Card – Offers, Reward Points, Eligibility, Features & Benefits

Yatra SBI Credit Card – Apply & Get information about Yatra SBI Card. Check Yatra SBI Card offers, Reward Points, Eligibility, Joining Fee, Features & Benefits

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Yatra SBI Credit Card 

Privileges on Yatra SBI Card 

Travel Delights

Get Yatra.com vouchers worth Rs. 8,250 with your Yatra SBI Card on joining fee payment

These vouchers include:

  • 2 vouchers worth Rs. 500 each for domestic travel
  • 2 vouchers worth Rs. 1,000 each for international travel
  • 1 voucher worth Rs. 750 for hotel bookings
  • 1 voucher worth Rs. 1,500 for domestic holidays
  • 1 voucher worth Rs. 3,000 for international holidays

Rewards

  • Get 6X Reward Points on spends at Yatra.com, Departmental and Grocery stores.
  • Get additional 6x bonus points on base fare or base tariffs for purchases made at Yatra.com
  • Get 1 point on every Rs. 100 spent at retail outlets other than Departmental and Grocery stores
  • Redeem all your points for Yatra.com vouchers
  • 1 Reward point = Rs. 0.25. The minimum redemption threshold is 1,000 Reward Points
  • Get a Yatra.com discount voucher worth Rs. 500, every time you spend Rs. 30,000 on Yatra.com

0% Fuel Surcharge 

  • Get freedom from paying the 1% fuel surcharge on every transaction between Rs. 500 and Rs. 3,000
  • Maximum surcharge waiver is of Rs. 100 per month

Complimentary Lounge Access

  • Enjoy exclusive access to the premium MasterCard airport lounges in India
  • Call 1800 102 6263 or 022-4200 6396 for more information on Master Card airport lounges

Yatra SBI Card Features

Welcome Offer

  • Withdraw cash using your Yatra SBI Card within 30 days of receiving it and get cash back of Rs. 100
  • Worldwide Acceptance 
  • Your Yatra SBI Card is an international credit card and can be used at over 24 million outlets worldwide, including 3,25,000 outlets in India
  • Just look for the MasterCard sign of acceptance at the outlet and present your card for payment

Cash on the GO 

  • You can withdraw cash from over 1 million MasterCard ATMs, including 18,000 ATMs in India and over 10,000 SBI ATMs across 100 plus cities in India

Add-on Cards

  • With your Yatra SBI Card, you can empower your family with add-on cards for your parents, spouse, children or siblings above the age of 18

Utility Bill Payment

  • Pay your utility bills on time, with the Easy Bill Pay facility on your Yatra SBI Card
  • Set standing instructions to pay your utility bills on time every time

Balance Transfer on EMI 

  • Transfer the outstanding balance on your other bank’s credit card to your Yatra SBI Card to avail a lower rate of interest and repay in EMIs
  • Log on to sbicard.com with your user ID and password to take benefit of this service

Flexipay

  • Buy just about anything for Rs. 2,500 or more and repay in easy monthly installments with our Flexipay facility. Log on to sbicard.com to convert your transaction to Flexipay

Easy Money facility 

  • Easy Money facility lets you avail money against your cash limit just when you need it
  • Book Easy Money from the comfort of your home or office, and get the cheque or draft delivered at your doorstep

SBI Drop box Locator 

  • Follow the below process to locate the nearest SBI Card drop box:
  • Type “PIN” < space > your 6 digit pin code xxxxxx
  • Send SMS to 56767
  • You will receive the list of drop boxes in your area.

Premium SMS charges apply

Fee and Charges 

Fee

  • Annual fee, one time: Up to ₹ 499
  • Renewal fee, per annum: Up to ₹ 499, from second year onwards
  • Add-on fee, per annum: Nil

Extended Credit 

  • Interest free credit period: 20-50 days, applicable only on retail purchases and if previous month’s outstanding balance is paid in full
  • Finance charges: Up to 3.35% per month, accounting to 40.2% per annum, from the date of transaction
  • 5% of Total Outstanding (Min. ₹ 200 + all applicable taxes + EMI ( In case of EMI based product) + OVL amount (if any)

Cash Advance

 

  • Cash advance limit: Up to 80% of the credit limit, maximum ₹ 12,000 per day
  • Free credit period: Nil
  • Finance charges: Up to 3.35% per month accounting to 40.2% per annum from the date of withdrawal

Cash Advance Fee 

  • SBI or other domestic ATMs: 2.5% of transaction amount, subject to a minimum of ₹ 300
  • International ATMs: 3% of transaction amount, subject to a minimum of ₹ 300

Other Charges 

  • Cash payment Fee: ₹ 100
  • Cheque pickup: ₹ 90
  • Payment Dishonour fee: 2% of the payment amount, subject to a minimum of ₹ 450
  • Statement retrieval: ₹ 100 per statement older than 2 months
  • Charge slip retrieval: ₹ 225 per charge slip

Late payment:

  • Nil for total amount due from ₹ 0 to ₹ 200
  • ₹ 100 for total amount due greater than ₹ 200 and up to ₹ 500
  • ₹ 400 for total amount due greater than ₹ 500 and up to ₹ 1,000
  • ₹ 500 for total amount due greater than ₹ 1,000 and up to ₹ 10,000
  • ₹ 750 for total amount due greater than ₹ 10,000
  • Overlimit: 2.5% of overlimit amount subject to a minimum of ₹ 500
  • Card replacement: ₹ 100
  • Card replacement, when abroad: Actual cost, minimum $175
  • Foreign currency transaction: Conversion mark up – 3.5%

Surcharges 

  • Railway tickets through counters: ₹ 30 + 2.5% of transaction amount
  • Railway tickets through irctc.co.in: 1.8% of transaction amount + service charge, as applicable
  • Petrol and other products or services sold at petrol pumps: 1% fuel surcharge waiver for each transaction between ₹ 500 & ₹ 3,000, exclusive of applicable taxes, wherever applicable, and all other charges.
    1% of transaction amount (Min. 10) for transaction Amount Between ₹ 500 to ₹ 3,000
  • Maximum surcharge waiver of ₹ 100 per statement cycle, per credit card accounts.
  • Payment of customs duty: 2.25% of transaction amount, minimum of ₹ 75

Order of Payment Settlement

  • All payments made for a cardholder account will be settled in the order of Minimum Amount Due (which is inclusive of all applicable taxes + EMI on EMI based products + 5% of Total Outstanding), Fees & Other Charges, Interest charges, Balance Transfer Outstanding, Purchase Outstanding and Cash Advance.

Things to Know 

  • Cheques payable outside clearing the zones are not accepted. We accept payment through local cheques or drafts payable in Delhi only.
  • All taxes would be charged as applicable on all the above Fees, Interest & Charges
  • our continued use of the card will be deemed acceptance of these amendments.
  • For assistance, please call SBI Card helpline at:
  • Dial 39 02 02 02 (prefix local STD code) or 1860 180 1290

(Source-SBI Card)