Vijaya Bank Personal Loan, Interest Rate and EMI Calculator Jan 2017

Vijaya Bank Personal Loan JAN 2017 – Get Instant Quick & Easy Approval on Vijaya Bank Personal Loan. Loansninsurances.com provide a simple tool to calculate your Personal Loan EMI on the basis of ✓ Interest Rate ✓ Loan Tenure ✓ Processing Fee ✓ Eligibility ✓ Best Offers & more.

Vijaya Bank Personal Loan – Quick, Easy & Instant Approval Online

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Vijaya Bank Personal Loan

Vijaya Bank is one of the most trusted names in the Indian banking sector, earned a high reputation over decades of impeccable service and dedication. Vijaya Bank is one of the banking and financial institutions in the country today, rendering its valuable services to every customer with 1620 branches, 50 Extension Counters and 1500 ATMs across India.

Vijaya Bank Personal loan is the unmatched Personal Loan skillfully designed for needy borrowers to offer loans at attractive & competitive interest rates. Vijaya Bank personal loan can be availed by both salaried and self-employed individuals without any pre-conditions, guarantors or collateral security requirements.Vijaya Bank Personal Loan Eligibility Calculator is the best tool to know your eligibility and is the most feasible way to get your personal loan approved within 48 hours.

Vijaya Bank Personal Loan Interest Rate

Interest Rate

For Pensioners – MCLR 1 Year + 3.85%

For others – MCLR 1 Year + 4.85%

 

 

Processing fee range

0.25% of loan amount with a maximum of Rs. 10,000/- plus S.T.

Loan Amount

Max. 6 lakhs for Salaried Individual, Max. 2 lakhs for Pensioners.

 

Tenure

60 months

Vijaya Bank Personal Loan Features

  • Customized personal loan for Multipurpose personal needs.

  • Personal Loan at extremely competitive rates.

  • Nill pre-payment fee.

  • No security needed.

  • Low service charges.

  • No hidden charges.

  • Simplified & minimum documentation.

Vijaya Bank Personal Loan Eligibility

  • Personal loan for Salaried persons/ Pensioner.

  • State/Central Government/Defence/Police force or Autonomous Body, A Public Sector/Joint Sector undertaking or a Corporation, Reputed Public Limited Company, An established education institution/aided College/school are eligible for this loan.

  • Any private establishment coming under the purview of Provident Fund Regulation/Gratuity Act is eligible for this loan.

  • Applicant age should be between 21 to 55 (Left over service to be min. of 2 years)

  • For Pensioners maximum age is 72 years.

  • Guarantor required to avail this loan.

  • No security needed.

Vijaya Bank Personal Loan Documents Required

  • Latest salary certificate of the applicants.

  • Salary of the proposed borrower is credited to his bank account maintained with Vijaya Bank at least for a minimum period of 6 months prior to the loan.

  • Proof of identity: Copy of passport/voter ID card/driving license.

  • Proof of address: Copy of ration card/telephone or electricity bill/rental agreement/passport.

  • Last 3 months bank statement/6 months bank passbook.

Vijaya Bank Personal Loan Pre-payment

  • No charge is applicable if the loan is sanctioned on floating rate of interest.

  • Minimum charge applicable on fixed rate of interest.

Vijaya Bank Personal Loan EMI Calculator

Vijaya Bank Personal Loan EMI Calculator

Fill Loan Amount, Interest rate & Tenure in Fields & get Instant Calculation for Personal loan emi within seconds.
Loan Amount
Interest Rate (Reducing) % Per Annum
Loan Tenure (in Months)
 
Monthly EMI
Total Amount with Interest
Flat Interest Rate PA
Flat Interest Rate PM
Total Interest Amount
Yearly Interest Amount

Vijaya Bank Personal Loan EMI Table For 5 years at the rate of 13.50%

Home Loan Amount(Rs.)

Interest Rate(p.a.)

Loan Tenure(yrs)

Monthly Installment(EMI)

Total Interest Amount

Total Amount (Principal + Interest)

5,00,000

13.5%

1

44,776

37,312

5,37,312

5,00,000

13.5%

2

23,889

73,324

5,73,324

5,00,000

13.5%

3

16,968

1,10,835

6,10,835

5,00,000

13.5%

4

13,538

1,49,832

6,49,832

5,00,000

13.5%

5

11,505

1,90,295

6,90,295

Vijaya Bank Marginal Cost of Funds Based Lending Rate (MCLR) January 2017

Loan Tenure MCLR
Overnight 8.45%
1 Month 8.50%
3 Months 8.55%
6 Months 8.60%
1 Year 8.65%
2 Years 8.65%
3 Years 8.75%