Loan facility is all time solution to credit shortage be it for business, home or personal use. Banks and NBFCs (Non-Banking Financial Company) have come up with so many schemes and services to offer you credit facility keeping in mind your interests. With the multiple repayment options and affordable interest rates, loan facilities have gained popularity in the present scenario.

Let's have a quick tour of the different loan types in the market:

Personal Loan
Home Loan
Business Loan
Life Insurance
Life Insurance

Personal Loan

Personal Loan is an Unsecured Loan. This loan type is designed to cope up with your personal needs like marriage expenses, travel expenses, medical and electricity bills, repay debts, education expenses etc.

The interest rate and repayment period of loan depends on your credit history, financial documents, the tenure of loan and loan amount. Although, documentation is a must before availing any loan. You must successfully produce proofs of identity, income, address or anything else which is required by the lender. The loan amount varies from Rs. 50,000/- to Rs. 20 Lakhs & the repayment tenure varies from 1 to 5 years. This is your chance to make every dream come true!


Home Loan

Facing financial crises in building your dream house? Shortage of money in buying a House/Flat? Worry not, the home loan is at your service with attractive and affordable interest rates. Just apply with the bank of your choice and avail fundings to make your dreams real. You just need to produce your KYC, bank documents and any other document required by the lender.

With the hassle-free process and customer-centric approaches of the lending firms, they tend to provide you with the home loan within days. The secured home loan requires collateral, and the interest rate depends on the loan amount plus its tenure. Many lenders provide multiple repayment options depending on your creditworthiness.


Business Loan

Business Loan

Unable to maintain cash flow of business? Thinking twice before hiring new employees? Shortage of funds in repaying business debts? Planning for a start-up? Are these questions popping up in your mind? If yes, then you are at right place reading this.

A business loan can be utilised as per your business's need. If you want to maintain the inventory, increase the payroll, purchase equipment and machinery, boost up cash flow, hire new employees, take up any bulk order then you can go with a secured or unsecured business loan. No doubt, with collateral it would be a secured business loan with a lower interest rate while an unsecured business loan would cost you a higher repayment amount. You just need to show the documents of business, KYC and documents of collateral. Grow your business with this loan type!


Life Insurance

Life Insurance

Life Insurance is basically a security to your own life and your loved ones. Life Insurance is an agreement between the policy holder and the Insurer to pay a fixed lump sum amount on the death of the policy holder. These benefits also include the return of amount if the policy holder is suffering from Terminal Illness and the Critical Illness. Today the life is most unpredictable thing. Life itself includes if between Live and end. What if something happens to the head of the family who will financially help my loved ones?

The successful person is one who financially plan and secure his life and his family future together.

ad